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Insurance for Retailers

Cover for retail businesses such as clothing and gift shops 

With AAMI you can enjoy:

  • Quick, anonymous quotes
  • Customised packages
  • Pay by the month
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Top claims for retailers

(AAMI Business claims: Jan 2011 – Aug 2015) 

Fire & Defined Events

The most common claim for retail businesses, this can cover damage to property at your shop from insured events such as fire, lightning and explosion.

Read more in the PDS

Get a quote online in 3 minutes

Glass

Cover the cost of replacing or repairing damaged glass windows, signs and showcases at your shop. The average glass and signs claim for a Retail business is $1,463.

Read more in the PDS

Get a quote online in 3 minutes

Theft

Cover the cost of replacing your shop's contents & stock from theft, attempted theft, armed hold up or an actual/threatened assault. The average Retail theft claim is $2786.

Read more in the PDS

Get a quote online in 3 minutes

This is a summary only, so check the Product Disclosure Statement and Policy Wording for full details of what is and isn’t covered. It’s dry we know, but it’s essential reading.

Top claims for retailers

(AAMI Business claims: Jan 2011 – Aug 2015) 

Fire & Defined Events

The most common claim for retail businesses, this can cover damage to property at your shop from insured events such as fire, lightning and explosion.

Read more in the PDS

Get a quote online in 3 minutes

Glass

Cover the cost of replacing or repairing damaged glass windows, signs and showcases at your shop. The average glass and signs claim for a Retail business is $1,463.

Read more in the PDS

Get a quote online in 3 minutes

Theft

Cover the cost of replacing your shop's contents & stock from theft, attempted theft, armed hold up or an actual/threatened assault. The average Retail theft claim is $2786.

Read more in the PDS

Get a quote online in 3 minutes

This is a summary only, so check the Product Disclosure Statement and Policy Wording for full details of what is and isn’t covered. It’s dry we know, but it’s essential reading.

Other covers

  • Public Liability

    Cover your business for the cost of damages if your business is found responsible for personal injury to a third party or damage to their property. For example, if someone sues you after slipping over while in your shop.

    Read more in the PDS

  • Back in Business

    Cover a reduction in business revenue due to certain unexpected events. For example, a car drives into the front of your shop, causing extensive damage, or access to your shop is blocked due to a fire within the same part of the shopping centre.

    Read more in the PDS

  • Money

    Cover the loss of your business’s money from causes such as theft, armed hold-up or fire. This can include money in transit or at your shop.

    Read more in the PDS

  • Portable and valuable items

    Cover portable business equipment, including technology like mobile phones and laptops, as well as items like portable point of sale terminals.

    Read more in the PDS

This is a summary only, so check the Product Disclosure Statement and Policy Wording for full details of what is and isn’t covered. It’s dry we know, but it’s essential reading.

Get a quote online in 3 minutes
Get your quote

Tips for Retailers

Back in Business: a simpler way to support small business

Small Biz Tips

Back in Business: a simpler way to support small business

By Theo Pitsikas

Find out how AAMI has tailored Back in Business to better suit the needs of small business. This business interruption insurance could make it easier for your small business to cope with unexpected events.

Join the 60,000 businesses who "turn to AAMI."

 

AAMI Public Liability

Frequently asked questions