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Compare
Car Insurance

Choosing car insurance can be confusing - but don't fret! Use this table to compare features and choose the cover that’s right for you.

Compare
Car Insurance

Car insurance can be confusing. Compare features below and choose the cover that's right for you.

Online Offer

Get a quote online
save up to $100

Option to compare prices of Comprehensive & Third Party

Third Party Property

Our most economical

Covers you for other people's vehicles + property

Get a quote now

Comprehensive

Our Best Coverage

Covers you for your car and  other people's vehicles + property

Get a quote now vs

Property damage only

optional extra

Fire & Theft

Damage to your car and it’s your fault

Up to your chosen Amount Covered

Damage to your car caused by uninsured drivers

Up to $5,000

Up to $5,000

Up to your chosen Amount Covered

Damage to someone else's vehicle or property

Up to $20 million

Up to $20 million

Up to $20 million

Damage to your car caused by hail, storm and floods

Up to your chosen Amount Covered

Damage to your car caused by fire

Amount Covered up to $10,000

Up to your chosen Amount Covered

Damage to your car caused by theft or attempted theft

Amount Covered up to $10,000

Up to your chosen Amount Covered

Damage to your car caused by vandalism or malicious acts

Up to your chosen Amount Covered

Emergency Costs

Up to $500 towards emergency travel and accommodation if your car’s not safe to drive and you’re more than 100km away from home. Plus up to $500 for emergency repairs to get you home or to a repairer.

Up to $500

Windscreen and window glass

optional extra

Hire car for up to 21 days

With option to increase for unlimited days

Replacement keys and locks

Up to $1000

Up to $1000

Towing

Personal items stolen from your car

Up to $500

Up to $500

Pay out of the amount covered

Up to $10,000 if written off by fire or theft

Up to your chosen Amount Covered

New car if less than 2 years old

24/7 roadside assistance 

Optional extra

Safe Driver Rewards

Free AAMI Skilled Drivers Course

AAMI Safe Driver App

Increase your excess

Pay annually

Discount on new policies online

$20

$20

$100

Online Offer

Get a quote online
save up to $100

Option to compare prices of
Comprehensive & Third Party

Get a quote now

Third Party Property

Our Most Economical

Covers you for other people's vehicles + property

Get a quote now

Damage to your car caused by uninsured drivers, up to $5000

Damage to someone else's vehicle or property, up to $20 million

Choose your 'Amount Covered' Max $10,000

Pay annually

$20 discount on new policies online

Third Party Property
Fire & Theft

Optional Extra

Covers you for other people's vehicles + property

Get a quote now

Damage to your car caused by uninsured drivers, up to $5000

Damage to someone else's vehicle or property, up to $20 million

Damage to your car caused by fire, Amount Covered up to $10,000

Damage to your car caused by theft or attempted theft, Amount Covered up to $10,000

Hire car for up to 21 days

Replacement keys and locks, up to $1000

Towing

Personal items stolen from your car, up to $500

Pay out of the amount covered, up to $10,000 if written off by fire or theft

Choose your 'Amount Covered' Max $10,000

Pay annually

$20 discount on new policies online

Comprehensive

Our Best Coverage

Covers you for your car and  other people's vehicles + property

Get a quote now

Damage to your car and it's your fault, up to your chosen Amount Covered

Damage to your car caused by uninsured drivers, up to your chosen Amount Covered

Damage to someone else's vehicle or property, up to $20 million

Damage to your car caused by hail, storm and floods up to your chosen Amount Covered

Damage to your car caused by fire, up to your chosen Amount Covered

Damage to your car caused by theft or attempted theft, up to your chosen Amount Covered

Damage to your car caused by vandalism or malicious acts, up to your chosen Amount Covered

Emergency costs, up to $500

Windscreen and window glass, Optional Extra

Hire car for up to 21 days, with option to increase for unlimited days

Replacement keys and locks, up to $1000

Towing

Personal items stolen from your car, up to $500

Pay out of up to your chosen Amount Covered

New car if less than 2 years old

[Optional extra] 24/7 roadside assistance

Safe Driver Rewards

Free AAMI Skilled Drivers Course

AAMI Safe Driver App

Increase your excess

Choose your 'Amount Covered'

Pay annually

$100 discount on new policies online

AAMI Lucky Club offers unique experiences exclusive to our customers. Access to shows, events and attractions with a little something extra – for you to enjoy with family and friends. That’s not very insurancey.

We'll be there when you need us

Easy, paperless claims 24/7

Whether you lodge and track your claim over the phone or online, say goodbye to mountains of paperwork!

Fast and reliable repairs

Our goal is always to get you back on the road as fast as we can - safely.

Repairs guaranteed for life

We insist on the highest standards for our customers. That's why any repairs we authorise are covered by our Lifetime Guarantee.

Amount Covered

How much your vehicle’s insured for.

It’s the maximum amount we’ll pay for loss or damage to your vehicle caused by an insured incident.  The amount is shown on your certificate of insurance and includes GST.