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Compare Car Insurance

Choosing car insurance can be confusing - but don't fret! Use this table to compare features and choose the cover that's right for you.

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SAVE up to $100

Option to compare prices of Comprehensive & Third Party

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Easily compare
 the price of our options when you quote online

Third Party Property Damage

Our most economical

Covers you for other people's vehicles + property

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Comprehensive

Our Best Coverage

Covers you for your car and  other people's vehicles + property

Get a quote now vs

Property damage only

optional extra

Fire & Theft

Damage to your car and it’s your fault

Up to your chosen Amount Covered

Damage to your car caused by uninsured drivers

Up to $5,000

Up to $5,000

Up to your chosen Amount Covered

Damage to someone else's vehicle or property

Up to $20 million

Up to $20 million

Up to $20 million

Damage to your car caused by hail, storm and floods

Up to your chosen Amount Covered

Damage to your car caused by fire

Amount Covered up to $10,000

Up to your chosen Amount Covered

Damage to your car caused by theft or attempted theft

Amount Covered up to $10,000

Up to your chosen Amount Covered

Damage to your car caused by vandalism or malicious acts

Up to your chosen Amount Covered

Windscreen and window glass

optional extra

With option to increase for unlimited days

Towing

Pay out of the amount covered

Up to $10,000 if written off by fire or theft

Up to your chosen Amount Covered

New car if less than 2 years old

24/7 roadside assistance 

Optional extra

Safe Driver Rewards

Increase your excess

Pay annually

Discount on new policies online

$20

$20

$100

Online Offer

Get a quote online
save up to $100

Option to compare prices of
Comprehensive & Third Party

Get a quote now

Third Party Property Damage

Our Most Economical

Covers you for other people's vehicles + property

Get a quote now

Damage to your car caused by uninsured drivers, up to $5000

Damage to someone else's vehicle or property, up to $20 million

Pay annually

$20 discount on new policies online

Third Party Property
Fire & Theft

Optional Extra

Covers you for other people's vehicles + property

Get a quote now

Damage to your car caused by uninsured drivers, up to $5000

Damage to someone else's vehicle or property, up to $20 million

Damage to your car caused by fire, Amount Covered up to $10,000

Damage to your car caused by theft or attempted theft, Amount Covered up to $10,000

Towing

Pay out of the amount covered, up to $10,000 if written off by fire or theft

Pay annually

$20 discount on new policies online

Comprehensive

Our Best Coverage

Covers you for your car and  other people's vehicles + property

Get a quote now

Damage to your car and it's your fault, up to your chosen Amount Covered

Damage to your car caused by uninsured drivers, up to your chosen Amount Covered

Damage to someone else's vehicle or property, up to $20 million

Damage to your car caused by hail, storm and floods up to your chosen Amount Covered

Damage to your car caused by fire, up to your chosen Amount Covered

Damage to your car caused by theft or attempted theft, up to your chosen Amount Covered

Damage to your car caused by vandalism or malicious acts, up to your chosen Amount Covered

Windscreen and window glass, Optional Extra

 

Hire car for up to 21 days, with option to increase for unlimited days

 

Towing

Pay out of the amount covered

New car if less than 2 years old

[Optional extra] 24/7 roadside assistance

Safe Driver Rewards

Increase your excess

Pay annually

$100 discount on new policies online

AAMI Lucky Club offers unique experiences exclusive to our customers. Access to shows, events and attractions with a little something extra – for you to enjoy with family and friends. That’s not very insurancey.

We'll be there when you need us

Easy, paperless claims 24/7

Whether you lodge and track your claim over the phone or online, say goodbye to mountains of paperwork!

Fast and reliable repairs

Our goal is always to get you back on the road as fast as we can - safely.

Repairs guaranteed for life

We insist on the highest standards for our customers. That's why any repairs we authorise are covered by our Lifetime Guarantee.

Hire car for up to 21 days

If your car has been stolen, we can arrange and pay for the reasonable costs of a hire car that meets your needs for up to 21 days . We'll also insure the hire car against accidental loss and damage.

Please note: A hire car cannot be used by learner drivers or drivers under 25. Terms and conditions apply see the PDS for full details.

Amount Covered

The amount covered is the most we will pay for insured loss or damage to your car less deductions that apply (for example excesses and unpaid premium instalments), unless we say otherwise, such as when you're entitled to a new car after a total loss for cars less than 2 years old. The amount covered includes the value of options, accessories and modifications fitted to your car as well as registration and compulsory third party insurance. Please consider all of this information when setting your amount covered.

Amount Covered

How much your vehicle’s insured for.

It’s the maximum amount we’ll pay for loss or damage to your vehicle caused by an insured incident.  The amount is shown on your certificate of insurance and includes GST.