What is CTP Green Slip?
Your CTP insurance covers you for injuries you cause to other people in a Motor Vehicle accident.
Injuries to road users including other drivers, passengers, pedestrians, cyclists, motorbike riders and pillion passengers.
CTP provides limited cover for injuries sustained by the driver who causes a motor accident. Click here for more details.
CTP insurance does not cover damage to your vehicle, other vehicles or property. Visit Car Insurance for more information.
register your car online
Got your Green Slip?
Head straight to the Roads & Maritime Services website (RMS) and register your vehicle now.
need a vehicle safety check?
Your RMS registration notice will indicate if you need an inspection or E-safety check.
Visit the RMS Website to find your nearest E-safety check station.
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NSW CTP Scheme Reform 2017
On 1 December 2017, the NSW Government’s reforms to the CTP Green Slip scheme will go live. They’re designed to better support people injured on NSW roads, and to make Green Slips more affordable.
We’d like to make CTP insurance more accessible for all Aussies, which is why we’re behind this reform.
The current CTP scheme hasn’t undergone major change since 1999—if the scheme were a person, it’d be old enough to drive! We anticipate that reforms to the scheme will mean more benefits being passed on to our customers. Shifting from a CTP scheme that is focussed on lump-sum payouts to one that prioritises rehabilitation of injured people should mean that we can offer more affordable and efficient CTP coverage.
We’re changing the way we price NSW CTP insurance, while offering cover regardless of who’s at fault after an accident.
From 1 December 2017, changes will be made to our NSW CTP Green Slip product. These changes will:
- reduce the cost of Green Slip premiums,
- reduce the time it takes to resolve a claim,
- increase the proportion of benefits provided to the most seriously injured road users, and
- reduce the opportunities for claims fraud and exaggeration.
When the new Green Slip scheme kicks in on 1 December 2017, prices will drop for most vehicle owners. From January 2018, a refund will be offered to eligible people as a direct result of the NSW Government's CTP Green Slip reforms.
To learn about Green Slip refunds, please visit the refund page on the State Insurance Regulatory Authority (SIRA) website.
For more information about Green Slips and the changes to the CTP scheme, visit the State Insurance Regulatory Authority (SIRA) website.
Not everyone's Green Slip will see a price reduction. Whilst motorcyclists will not necessarily see a decrease in prices they will receive benefits at the time of claim for up to six months including:
- weekly income payments (if time off work is required to recover)
- medical and treatment expenses
- commercial attendant care (for help needed around the home).
The average price of CTP insurance is already lower in country areas than in metropolitan areas.
The average CTP premium for a motor vehicle in country NSW is currently $482 compared to Sydney metropolitan prices of $711.
Under the reforms, it is expected that Green Slip premiums will reduce in all parts of NSW for motor vehicles and prices will continue to be lower in country areas.
The State Insurance Regulatory Authority (SIRA) website calculator is an estimate/average and only takes into consideration a limited number of factors when calculating your Green Slip estimate.
When we calculate your premium, a broader number of factors are taken into consideration. For example, whether or not you are adding a younger driver to your policy.
If you have any questions about the Green Slip calculator please visit the SIRA website.
If you have an enquiry regarding the saving message on your Green Slip, you can contact the State Insurance Regulatory Authority (SIRA).
Please see our FAQs section for more information relating to these changes.
Compulsory Third Party Insurance
The registered driver or another driver of the motor vehicle for personal injuries caused to any person in an at-fault accident
If you are injured in an accident in Australia, caused by a driver whose car is registered in NSW, you can claim against their CTP (Green Slip) insurance.
Yes, your CTP details will be sent electronically to RMS immediately for both new and existing registrations, removing the need to provide RMS with a hard copy Green Slip or receipt.
We’re sorry you’re thinking of cancelling. For policy cancellations or to discuss your situation further, please call us on 13 22 44. If you do cancel, you may qualify for a refund for the unexpired portion of the premium less our cancellation fee and any non-refundable government charges (if applicable).