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Lucky you're with AAMI

Who covers specified injuries of SA drivers after an at fault car accident? AAMI does.

NEW COVER

What is Driver Protection Cover?

CTP insurance covers injuries to people involved in motor vehicle accidents. It’s compulsory in South Australia and paid with your vehicle registration. However, if you’re the driver who caused the accident, you are not covered by CTP insurance.

AAMI does. AAMI’s Driver Protection Cover is included with your AAMI SA CTP and at no extra cost.*

Driver Protection Cover

Eligibility

Driver Protection Cover (DPC) is only available on a Passenger Vehicle (Vehicle Class 1 and 51) or Goods Carrying: Light Vehicle (Vehicle class 2 and 52). Drivers under the age of 25 years that do not have comprehensive insurance with AAMI or another brand within the Suncorp Group are not eligible for DPC.

To find out more about the terms and conditions that apply to DPC, read the AAMI SA CTP Driver Protection Cover Policy Document.

At fault

For at-fault drivers of South Australian registered vehicles insured with AAMI CTP insurance, who are injured in motor vehicle accidents on or after 17 January 2022

At fault

For at-fault drivers of South Australian registered vehicles covered by AAMI CTP insurance, who are injured in motor vehicle accidents on or after 17 January 2022

what's included

  • Automatically included, at no extra cost, with eligible AAMI SA CTP insurance policies.
  • Provides a lump sum payment for specified injuries sustained by the driver in a motor vehicle accident, for which they were substantially at fault.
  • Provides a lump sum payment to the driver’s estate if the driver is killed in a motor vehicle accident for which they were substantially at fault.

For more detail on limits and exclusions, please read the policy document.

AAMI SA CTP Insurance explained

If you’re at fault in a motor vehicle accident, your CTP Insurance covers the following:

  • Compensation claims made by people you injure (including pedestrians, passengers and other road users).
  • Eligible at-fault drivers, for specified injuries or death through automatic Driver Protection cover.

Learn more about AAMI CTP

Make a claim

Need to make a claim?

Specified injuries

You may be eligible to claim on Driver Protection Cover if:

  • You are the at fault driver in a vehicle accident and have suffered a specified injury
  • The vehicle which you were driving holds AAMI CTP insurance and is registered in South Australia
  • The accident date was on or after 17 January 2022

Follow the simple steps below to make a claim.

STEP 1

Notify us of the accident within 60 days via the Driver Protection Cover Notice of Injury Form

Notify us now

Or download and complete the form

Driver Protection Cover Notice of Injury form

STEP 2

Submit your supporting documents

Send the below documents to: driverprotectioncoverSA@aami.com.au

Driver Protection Cover

Frequently asked questions

Things you should know:

*Passenger Vehicle (Vehicle Class 1 and 51) or Goods Carrying: Light Vehicle (Vehicle class 2 and 52). Drivers aged 25 or over and at fault drivers aged between 16-24 years if the vehicle is comprehensively with AAMI or another brand within the Suncorp Group. Driver Protection Cover was introduced on 17 January 2022 for existing policy holders.

Eligibility

Driver Protection Cover (DPC) is only available on a Passenger Vehicle (Vehicle Class 1 and 51) or Goods Carrying: Light Vehicle (Vehicle class 2 and 52). Drivers under the age of 25 years that do not have comprehensive insurance with AAMI or another brand within the Suncorp Group are not eligible for DPC.

To find out more about the terms and conditions that apply to DPC, read the AAMI SA CTP Driver Protection Cover Policy Document.

At fault

For at-fault drivers of South Australian registered vehicles insured with AAMI CTP insurance, who are injured in motor vehicle accidents on or after 17 January 2022

At fault

For at-fault drivers of South Australian registered vehicles covered by AAMI CTP insurance, who are injured in motor vehicle accidents on or after 17 January 2022

Schedule of Benefits

Specified injuries