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AAMI Health Insurance

Whether you’re looking for a basic or higher level of health cover, AAMI Health Insurance can help you find a private health insurance product to cater for your lifestyle and budget.

Great Customer Rewards

GET UP TO

$300 OFF

With a new combined Hospital & Extras cover

T&C's apply

Get a quote

What is Health Insurance?

AAMI Health Insurance is designed for singles, couples, single parents and families to help with the financial cost of medical expenses.

You can buy Hospital Cover or Extras Cover individually to get the right level of Health Insurance cover you need. Or combine Hospital Cover and Extras Cover together for a more comprehensive health care package.

Compare Health Insurance products

Buy Hospital Cover or Extras Cover individually or combine them together for a more comprehensive health care package.

HOSPITAL COVER

Health cover for costs related to hospital treatment

Access private hospital accommodation

Choose which specialist treats you, when and where

EXTRAS COVER

Health cover for costs related to everyday services not in hospital

Dental check-ups

Optical

Physio & Chiro

Still not sure which health insurance is for you? Compare Hospital Cover or Extras Cover or get a quote online below.

WHAT'S THE DIFFERENCE BETWEEN

Hospital Cover and Extras Cover?

Hospital Cover helps pay for treatment as a private patient when you need to go to hospital because hospitals typically charge for things like accommodation, intensive care, surgery and any prescription medication required for specific treatment when you’re in hospital.

Extras Cover helps with everyday healthcare services typically not covered by Medicare, like visits to the dentist, optometrist, chiropractor, physio and more.

Compare Hospital Cover

Compare Extras Cover

DO I NEED

Private Health Insurance?

AAMI Health Insurance gives you peace of mind that you can access healthcare treatment in Australia when you need it.

If you have private health cover, benefits include:

  • Access to treatment in private hospitals
  • Skipping public hospital waiting lists
  • Choice of which specialists treat you, when and where
  • Unlimited emergency ambulance cover
  • No Medicare Levy Surcharge on your tax bill if eligible
  • No Lifetime Health Cover loading fees if you have Hospital Cover by July 1 following your 31st birthday

Ways to save

You may qualify for the following

GET UP TO

$300 OFF

With a new combined Hospital & Extras policy

Ends 31 August 2019. T&C's apply

pay by direct debit & get 4% off

Online prices include the 4% discounted price

Why AAMI Health Insurance?

Switching is easy

Plus you won’t restart any waiting periods you’ve already served with your old fund when you sign up for the same level of cover with us.

Simple, 24/7 claims

Just upload a photo of your receipt online and we’ll process your claim.

Concerned about tax?

By taking out AAMI Health Insurance Hospital Cover, you won’t pay the Medicare Levy Surcharge if eligible.

*This Offer is only available to new customers who take out a combined AAMI Hospital & Extras policy by 11:59pm AEST 31 August 2019. The Eligible Customer will receive up to $300 off the premium payable, dependant on the scale of the product purchased. A $150 reduction to the premium will be applied for single scale policies and a $300 reduction will be applied for couple or family scaled policies.   The Offer will only be fulfilled to the primary policyholder once the policy has been held for 60 consecutive days after the end of the month that the Eligible Product was purchased in. Not available to existing AAMI, nib, Apia, Suncorp or Qantas Health Insurance customers or to previous policyholders who have joined and cancelled 6 months before or during the offer period. See full terms and conditions.

AAMI Health Insurance is issued by nib Health Funds Limited ABN 83 000 124 381 (nib) a registered private health insurer and is arranged by Suncorp Insurance Ventures Pty Ltd ABN 53 158 182 042 (SIV) as an authorised agent of nib for which SIV receives commission.

New hospital and extras policy

Offer Ends 31 October 2018.

Got a question?

Ask the AAMI Virtual Assistant