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AAMI Health Insurance

Whether you’re looking for a basic or higher level of health cover, AAMI Health Insurance can help you find a private health insurance product to cater for your lifestyle and budget.

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GREAT CUSTOMER REWARDS

You could get $200 off when you take out any new combined Hospital and Extras cover^

Plus, skip the 2 & 6 month wait on Extras^.

Ends 30 Jun 2021. T&Cs apply

What is Health Insurance?

AAMI Health Insurance is designed for singles, couples, single parents and families to help with the financial cost of medical expenses.

You can buy Hospital Cover or Extras Cover individually to get the right level of Health Insurance cover you need. Or combine Hospital Cover and Extras Cover together for a more comprehensive health care package.

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Buy Hospital Cover or Extras Cover individually or combine them together for a more comprehensive health care package.

HOSPITAL COVER

Health cover for costs related to hospital treatment

Access private hospital accommodation

Choose which specialist treats you, when and where

EXTRAS COVER

Health cover for costs related to everyday services not in hospital

Dental check-ups

Optical

Physio & Chiro

Still not sure which health insurance is for you? Compare Hospital Cover or Extras Cover or get a quote online below.

WHAT'S THE DIFFERENCE BETWEEN

Hospital Cover and Extras Cover?

Hospital Cover helps pay for treatment as a private patient when you need to go to hospital because hospitals typically charge for things like accommodation, intensive care, surgery and any prescription medication required for specific treatment when you’re in hospital.

Extras Cover helps with everyday healthcare services typically not covered by Medicare, like visits to the dentist, optometrist, chiropractor, physio and more.

Compare Hospital Cover

Compare Extras Cover

DO I NEED

Private Health Insurance?

AAMI Health Insurance gives you peace of mind that you can access healthcare treatment in Australia when you need it.

If you have private health cover, benefits include:

  • Access to treatment in private hospitals
  • Skipping public hospital waiting lists
  • Choice of which specialists treat you, when and where
  • Unlimited emergency ambulance cover
  • No Medicare Levy Surcharge on your tax bill if eligible
  • No Lifetime Health Cover loading fees if you have Hospital Cover by July 1 following your 31st birthday

FAQs

Frequently Asked Questions

Ways to save

You may qualify for the following

You could get $200 off when you take out any new combined Hospital and Extras cover^

Plus, skip the 2 & 6 month wait on Extras^.

Ends 30 Jun 2021. T&Cs apply

pay by direct debit & get 4% off

Online prices include the 4% discounted price

Why AAMI Health Insurance?

Switching is easy

Plus you won’t restart any waiting periods you’ve already served with your old fund when you sign up for the same level of cover with us.

Simple, 24/7 claims

Just upload a photo of your receipt online and we’ll process your claim.

Concerned about tax?

By taking out AAMI Health Insurance Hospital Cover, you won’t pay the Medicare Levy Surcharge if eligible.

Health Insurance articles

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^This Offer is only available to new members who join a combined AAMI Health Insurance Hospital & Extras policy by 11:59pm (AEST) 30 June 2021. Not available to existing health insurance policyholders with AAMI, Apia, Suncorp, nib, GU Health or Qantas, or to previous policyholders who have held health insurance with any of these brands and cancelled their policy 6 months before or during the Offer Period. The Offer consists of adjusting the “paid to” date on the qualifying policy to reflect the reduction off the premium payable for an amount equating to AU$200 (inclusive of GST) for a singles policy, or AU$200 (inclusive of GST) for a couples, family or single parent family policy. The Eligible Member must maintain the Eligible Product up to the date of the Offer being applied to the active policy, being 31 August 2021 and the Offer will be forfeited if the Eligible Member is not an active policyholder on this date. In addition, 2 & 6 month waiting periods will be waived for Eligible Members on all Extras services that normally require a 2 or 6 month waiting period under the Eligible Product. The Waiver will be fulfilled at the time the Eligible Member takes out the Eligible Product.  Longer waiting periods may apply for some services. See full terms and conditions. AAMI Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib. nib is not a part of the Suncorp Group. Read the policy booklet before buying this insurance. Click here for a copy.

Accidental Injury Benefit

Seek treatment at a hospital Emergency Department within 24 hours of an accident and if you need to be admitted, you'll receive benefits in line with our top hospital cover for the next 90 days.