ACT Motor Accident Injuries (MAI) Insurance
Select AAMI as your preferred MAI Insurer when you register your car with Access Canberra.
Helps cover your liability for injuries caused to people in a motor accident involving your vehicle.
Pay and renew
Make a claim
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What is MAI Insurance?
Motor Accident Injuries (MAI) Insurance covers everybody who is injured in a motor vehicle accident in the ACT. You may be entitled to receive treatment, care and lost income benefits for up to five years – regardless of who is at fault.
ACT MAI Insurance
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Covers injuries you may cause to people in a motor vehicle accident
What's included
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Covers injuries to road users including drivers, passengers, pedestrians, cyclists, motorbike riders, and pillion passengers
What's included
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Most people injured in a motor vehicle accident will be entitled to receive treatment, care and lost income benefits for up to five years – no matter who was at fault
What's included
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Theft or damage to your vehicle or property
What's not included
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Damage to other people's vehicles or property
What's not included
Why do ACT drivers choose AAMI?
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We support the community
We’re a proud partner of the Australian Road Safety Foundation.
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Our claims team are locals
Our dedicated claims team specialises in supporting the ACT community.
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We're a trusted insurer
We’ve been helping Aussies out for over 50 years!
Prices
ACT MAI INSURANCE
These premiums are applicable for a 12-month policy and are current as at 8 April 2025
Not entitled to ITC*
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Vehicle Class
Classification
Premium
1
Passenger vehicle
$393.70
3
Goods vehicle
- gross vehicle mass (GVM) is not over 4.5 t
$478.80
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* Input tax credit entitlements means an entitlement to an input tax credit for the MAI premium for an MAI policy. Previously referred to as Private (Nil ITC) or Business Use (ITC).
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Pay and renew
View all vehicle classes
Entitled to ITC*
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Vehicle Class
Classification
Premium
1
Passenger vehicle
$419.20
3
Goods vehicle
- gross vehicle mass (GVM) is not over 4.5 t
$509.90
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* Input tax credit entitlements means an entitlement to an input tax credit for the MAI premium for an MAI policy. Previously referred to as Private (Nil ITC) or Business Use (ITC).
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Pay and renew
View all vehicle classes
Looking for something else?
Third Party Property Damage Car Insurance
Cover for damage your car causes to other people’s vehicles or property.
Explore Third Party Property Damage Car Insurance
Comprehensive Car Insurance
Cover for accidental loss or damage to your car, as well as damage your car causes to other people’s vehicles or property.
Explore Comprehensive Car Insurance
Frequently asked questions
ACT MAI Insurance
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