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Why AAMI?

  • Over 45 years insuring Australians
  • View your policy details anytime online or via our app
  • Eligible customers enjoy special offers with AAMI Lucky Club

What is MAI Insurance?

Motor Accident Injuries Insurance (MAI Insurance) covers everybody who is injured in a motor vehicle accident in the ACT. You may be entitled to receive treatment, care and lost income benefits for up to five years – regardless of who is at fault.

MAI Insurance was previously called Compulsory Third Party (CTP) Insurance, which only covered people injured by an at-fault driver before 1 February 2020.

In the ACT, MAI Insurance is included in your total registration fee paid to Access Canberra when you register your vehicle.

What am I covered for?

  • MAI Insurance covers injuries you may cause to people in a motor vehicle accident.


  • MAI Insurance covers injuries to road users including drivers, passengers, pedestrians, cyclists, motorbike riders, and pillion passengers.


  • Most people injured in a motor vehicle accident will be entitled to receive treatment, care and lost income benefits for up to five years – no matter who was at fault.

    Visit our FAQs for more details.


  • MAI Insurance does not cover damage to your vehicle, other vehicles or property.

    Visit Car Insurance for more information.

For more information on premiums, visit the Motor Accident Injuries Commission website.

ACT MAI Insurance

Frequently asked questions

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