How do I choose Motorcycle Insurance?
Third Party insurance can help cover costs if you damage someone else’s vehicle or property while on your motorbike. Comprehensive insurance does the same, but can also cover your own motorbike against loss or damage. Compare features, get quotes for either or both, then choose coverage to suit your needs and budget.
Coverage applies to a wide range of scooters, mopeds, cruisers, sport bikes, touring bikes, naked bikes and dirt bikes.
Plus, all repairs authorised by AAMI are guaranteed for life of the motorcycle. Lucky you’re with AAMI!
Policy document downloads
What's included?
- Damage to other people's vehicle or property up to $20 million
- Damage to your motorcycle up to your chosen amount covered More about damage to your motorcycle up to your chosen amount covered
- Hail, storm and flood
- Damage to your protective clothing up to $1000
- Fire damage up to your chosen amount covered More about amount covered for fire damage
- Stolen or a total loss up to your chosen amount covered More about stolen or total loss up to your chosen amount covered
- A total loss if stolen and not recovered in 14 days More about total loss if stolen and not recovered in 14 days
What's included?
- Damage to other people's vehicle or property up to $20 million
What's not included?
x Damage to your motorcycle
x Hail, storm and flood
What's optional?
+ Damage to your protective clothing up to $1000 More about damage to your protective clothing up to $1000
+ Fire damage up to your chosen amount covered More about fire damage up to your chosen amount covered
+ Stolen or a total loss up to your chosen amount covered More about stolen or a total loss up to your chosen amount covered
Do motorcycles need insurance?
Accidents can happen to even the safest rider. Like your car, van or truck, motorcycles are capable of causing damage – or being damaged – when they’re out on the road. Third Party Motorcycle Insurance can help you cover costs you might be liable for, such as damage to other people’s property and other vehicles, after an insured event. Comprehensive Motorcycle Insurance does the same, plus it helps you cover the cost of repairing or replacing your own bike if required. Having the right insurance policy in place can help you hit the road with confidence.
