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AAMI Pet Insurance
Pet Insurance
Get cover for up to 80% of your eligible vet bills1.
GET 2 MONTHS FREE*
Use code ‘AAMI2FREE’ on any new policy and join by 8th of July, 2026.
Get a quote
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Simple, flexible cover for cats and dogs
  • GapOnly® ready2
  • Up to 80% of eligible vet bills covered1
  • Optional routine care (non-insurance benefit) to assist with routine expenses
  • Different cover options to help you find a policy to suit your needs
  • Plus, you get access to 24/7 Live Vet Support3

You share a special bond with your pets. They’re your cuddle buddies, your partners in mischief, and your family. Pet insurance helps you manage your vet costs, so you can better prepare when your furry friends need it most.

What does Pet Insurance cover?

Not all pet insurance is the same, and what’s covered will vary depending on what policy you choose. Pet insurance can give you coverage when your pet experiences accidents or illness, assisting with unexpected vet bills. Plus, you can be offered add-ons to cover preventative treatments and/or dental illness conditions, so you can manage your policy based on your pet’s needs.

Depending on the cover you select, you can get up to 80% back on eligible vet expenses like hospitalisations, x-rays and MRI’s, surgery and other care and procedures provided by a vet.

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Policy T&Cs, limits, exclusions and waiting periods apply. Sub-limits and excess may apply.
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Policy document download

Product Disclosure & Privacy Statement

For all Pet Insurance policies
OPTIONAL BENEFIT
It doesn’t have to end there! Add these optional benefits to receive contributions towards routine expenses or dental illness.
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Why choose Pet Insurance?
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The choice is yours!
Choose from the different covers for you and your furry friend.
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If you and your furry friend don’t like trips to the vet, don’t stress. We will cover up to the applicable limits per year for at-home vet consultations for eligible conditions.
Frequently asked questions
Pet Insurance
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Disclaimer

*“2 months free” offer commences at 12:00am AEDT on 1 April 2026 and ends at 11:59pm AEST on 8 July 2026 (Offer Period). This offer provides customers with 2 months free on their petinsurance.com.au policy premiums, applied on their first policy year. The offer applies to new petinsurance.com.au policies purchased by customers during the Offer Period, online or by phone using promo code AAMI2FREE. If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first 2 months of your first policy period, and your instalments will commence to be charged from the third month of your policy period. For annual payments, the discount will be applied automatically to the annual premium amount at purchase. Not available to existing pet insurance policy holders with AAMI (together with petinsurance.com.au), or to previous policyholders who have held pet insurance with any of these brands and cancelled their policy 6 months before or during the Offer Period. Offer will cease if you change your level of cover. “2 months free” offer is not available in conjunction with any other offer, unless otherwise specified. Offer subject to petinsurance.com.au terms and conditions available at https://newquote.petinsurance.com.au/?partner=AAMI&promo=AAMI2FREE.  Eligibility criteria applies, refer to the Product Disclosure Statement. petinsurance.com.au reserves the right to withdraw, vary or extend this Offer at any time, without notice. Policies issued by PetSure (Australia) Pty Ltd, except those bought before 7/11/23 inc. renewals (issued by Hollard Insurance Company Pty Ltd). Promoted by Platform Ventures (under AAMI brand). Consider PDS and whether the product is right for you. TMD and PDS available at aami.com.au/pet-insurance.

1Policy T&Cs, limits, exclusions and waiting periods apply. Sub-limits and excess apply.

2GapOnly® is available at participating vets, find your nearest GapOnly® Vet here. The gap is the difference between the vet’s invoice and the eligible claim benefit under your pet insurance policy. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183. GapOnly® is available on eligible claims at participating vets with a pet insurance policy from a GapOnly® pet insurance partner.

3Live Vet Support is a service provided by  PetSure (Australia) Pty Ltd ABN 95 075 949 923 (PetSure) giving you 24/7 access to general veterinary telehealth advice for your insured pet(s) via online video or chat, via the Customer Portals owned and operated by PetSure. Access to Live Vet consultations is subject to the Customer Portal terms of use available at https://petportal.petinsurance.com.au/.

4myPetPass® is a rewards program provided by PetSure (Australia) Pty Ltd ABN 95 075 949 923 (PetSure) available to holders of active pet insurance policies of participating brands administered by PetSure. myPetPass® perks are provided by PetSure and third-party suppliers (hereinafter collectively referred to as “the Providers”) and also subject to these third-party suppliers’ terms and conditions. Your continued access to and availability of these perks are subject to the terms and conditions of myPetPass® and the Providers. PetSure and/or the Providers reserve the right to modify, limit or withdraw any of the myPetPass® perks at any time without notice. PetSure does not guarantee that any particular third-party providers will continue to participate in myPetPass® through the offer or provision of perks, or that the myPetPass® rewards program or any myPetPass® perks or features of myPetPass® will continue to be available. To the maximum extent permitted by law, PetSure is not liable for the unavailability or provision of any myPetPass® perk.