AAMI Flexi-Premiums^® lets you vary your excess to save now or later. Choose a higher excess to save on your premium now or choose a lower excess to save at claim time.

Your premium is...
the monthly or yearly amount you pay for your insurance, whether you make a claim or not.

Your excess is...
An excess is the amount you pay towards the cost of your claim for each incident covered by your policy.

During the quote process, or when renewing your policy, you can select how much excess you pay, which in turn, affects your premium.

If you choose a higher excess you’ll pay a lower premium. This means that if you ever need to make a claim, you pay more at the time for your excess, but the benefit is that you pay less for your premium.

Or, if you choose a lower excess you’ll pay a higher premium. In this case, because you’ll pay less excess at claim time, your premium is higher.

The choice to get flexi is yours!

Simply select your excess in the quote process!

^{Illustration only. Actual premium and AAMI Flexi-Premiums excess will vary.}