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How to save with
AAMI Flexi-Premiums®

At AAMI we know it pays to be flexible in life, not only when doing yoga, but also when looking for ways to adjust your insurance premium. That's why we offer you the choice of AAMI Flexi-Premiums®.

See how much premium you can save on your AAMI insurance by increasing your excess with AAMI Flexi-Premiums®!

See how much premium you can save on your AAMI insurance by increasing your excess with AAMI Flexi-Premiums®!

Vary your excess to save on your premium

It's simple! You choose how much you pay or save on your AAMI premium* by varying your excess. The higher the saving, the higher the excess.

Your premium is...
the monthly or yearly amount you pay for your insurance, whether you make a claim or not.   

Your excess is...
the amount you pay when you lodge a claim after an incident like burglary or a car accident.   

During the quote process, or when renewing your policy, you can select how much excess you pay, which in turn, affects your premium*.

If you choose a higher excess you’ll pay a lower premium*. This means that if you ever need to make a claim, you pay more for your excess, but the benefit is that you pay less for your premium.

Or, if you choose a lower excess you’ll pay a higher premium. In this case, because you’ll pay less excess at claim time, your premium is higher.

The choice to get flexi is yours!


This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement). It's dry, we know, but it's essential reading.

*Minimum premiums apply and any discounted premiums won’t go below the minimum.

Increase your excess

Premium goes down!

Simply select your excess in the quote process!

Illustration only. Actual premium and AAMI Flexi-Premiums excess will vary.

Vary your excess to save on your premium

It's simple! You choose how much you pay or save on your AAMI premium* by varying your excess. The higher the saving, the higher the excess.

Your premium is...
the monthly or yearly amount you pay for your insurance, whether you make a claim or not.   

Your excess is...
the amount you pay when you lodge a claim after an incident like burglary or a car accident.   

During the quote process, or when renewing your policy, you can select how much excess you pay, which in turn, affects your premium*.

If you choose a higher excess you’ll pay a lower premium*. This means that if you ever need to make a claim, you pay more for your excess, but the benefit is that you pay less for your premium.

Or, if you choose a lower excess you’ll pay a higher premium. In this case, because you’ll pay less excess at claim time, your premium is higher.

The choice to get flexi is yours!


This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement). It's dry, we know, but it's essential reading.

*Minimum premiums apply and any discounted premiums won’t go below the minimum.

Increase your excess

Premium goes down!

Simply select your excess in the quote process!

Illustration only. Actual premium and AAMI Flexi-Premiums excess will vary.

AAMI Flexi-Premium® explained in under a minute

AAMI Flexi-Premiums

Frequently asked questions