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How to save with AAMI Flexi-Premiums®

At AAMI we know it pays to be flexible in life, not only when doing yoga, but also when looking for ways to adjust your insurance premium. That's why we offer you the choice of AAMI Flexi-Premiums®.

Lucky you're with AAMI

Eligible policies

AAMI Flexi-Premiums® is available for Comprehensive Car, Home Building, Home Contents, Landlord, Strata, Comprehensive Motorcycle, Third Party Motorcycle and Caravan Insurance only.

See how much premium you can save on your AAMI insurance by increasing your excess with AAMI Flexi-Premiums® on eligible policies.

Get a quote

Vary your excess to save now or later

AAMI Flexi-Premiums® lets you vary your excess to save now or later. Choose a higher excess to save on your premium now or choose a lower excess to save at claim time.

Your premium is...
the monthly or yearly amount you pay for your insurance, whether you make a claim or not.

Your excess is...
the amount you pay when you lodge a claim after an incident like burglary or a car accident.

During the quote process, or when renewing your policy, you can select how much excess you pay, which in turn, affects your premium.

If you choose a higher excess you’ll pay a lower premium*. This means that if you ever need to make a claim, you pay more at the time for your excess, but the benefit is that you pay less for your premium.

Or, if you choose a lower excess you’ll pay a higher premium. In this case, because you’ll pay less excess at claim time, your premium is higher.

The choice to get flexi is yours!

Increase your excess

Premium goes down!

Simply select your excess in the quote process!

Illustration only. Actual premium and AAMI Flexi-Premiums excess will vary.

Save now or save later

See how much premium you can save on your AAMI insurance by increasing your excess with AAMI Flexi-Premiums®! Simply select your excess in the quote process.

AAMI Flexi-Premiums®

Frequently Asked Questions

Important Information

AAMI Flexi-Premiums® is available for Comprehensive Car, Home Building, Home Contents, Landlord, Strata, Comprehensive Motorcycle, Third Party Motorcycle and Caravan Insurance only.
*Minimum premiums apply and any reduced premiums won’t go below the minimum.

This is just a summary. Before buying insurance issued by AAI Limited ABN 48 005 297 807 trading as AAMI read the PDS (Product Disclosure Statement) and consider whether it is right for you.

Eligible policies

AAMI Flexi-Premiums® is available for Comprehensive Car, Home Building, Home Contents, Landlord, Strata, Comprehensive Motorcycle, Third Party Motorcycle and Caravan Insurance only.