AAMI Flexi-Premiums® is available for Comprehensive Car, Home Building, Home Contents, Landlord, Strata, Comprehensive Motorcycle, Third Party Motorcycle and Caravan Insurance only.
How to save with AAMI Flexi-Premiums®
At AAMI we know it pays to be flexible in life, not only when doing yoga, but also when looking for ways to adjust your insurance premium. That's why we offer you the choice of AAMI Flexi-Premiums®.
Lucky you're with AAMI
Eligible policies
See how much premium you can save on your AAMI insurance by increasing your excess with AAMI Flexi-Premiums® on eligible policies.
Vary your excess to save now or later
AAMI Flexi-Premiums® lets you vary your excess to save now or later. Choose a higher excess to save on your premium now or choose a lower excess to save at claim time.
Your premium is...
the monthly or yearly amount you pay for your insurance, whether you make a claim or not.
Your excess is...
An excess is the amount you pay towards the cost of your claim for each incident covered by your policy.
During the quote process, or when renewing your policy, you can select how much excess you pay, which in turn, affects your premium.
If you choose a higher excess you’ll pay a lower premium*. This means that if you ever need to make a claim, you pay more at the time for your excess, but the benefit is that you pay less for your premium.
Or, if you choose a lower excess you’ll pay a higher premium. In this case, because you’ll pay less excess at claim time, your premium is higher.
The choice to get flexi is yours!
Increase your excess
Premium goes down!
Simply select your excess in the quote process!
Illustration only. Actual premium and AAMI Flexi-Premiums excess will vary.
Save now or save later
See how much premium you can save on your AAMI insurance by increasing your excess with AAMI Flexi-Premiums®! Simply select your excess in the quote process.
AAMI Flexi-Premiums®
Frequently Asked Questions
An excess is the amount you pay to AAMI towards the cost of your claim for each incident covered by your policy. The total excess you need to pay is determined by the circumstances of your claim.
You won’t have to pay an excess for an incident where the driver of your car didn’t contribute to the accident, and you can give us the fault driver’s name and address and vehicle registration number. With AAMI Flexi-Premiums® you can choose to increase your policy’s excess to lower your premium!
Premium is the amount you pay for your insurance.
Important Information
AAMI Flexi-Premiums® is available for Comprehensive Car, Home Building, Home Contents, Landlord, Strata, Comprehensive Motorcycle, Third Party Motorcycle and Caravan Insurance only.
This is just a summary. Before buying insurance issued by AAI Limited ABN 48 005 297 807 trading as AAMI read the PDS (Product Disclosure Statement) and consider whether it is right for you. The Target Market Determination is also available.
Eligible policies
AAMI Flexi-Premiums® is available for Comprehensive Car, Home Building, Home Contents, Landlord, Strata, Comprehensive Motorcycle, Third Party Motorcycle and Caravan Insurance only.