Decks, pergolas, pagodas, verandas and balconies


Who doesn’t enjoy a perfect day relaxing on your deck, veranda, balcony, or even under your own pergola or pagoda. Better still, these can be insured under AAMI Home Building Insurance.

What's covered

We cover decks, pergolas, pagodas, verandas and balconies at the insured address.

What’s not covered

There are some instances where you will not be covered. That is, loss or damage due to an uninsured event or any part of the building that is not in good condition or has wear, tear or deterioration. We also do not cover loss or damage to or caused by poorly designed and non-approved external structures, like decks, gazebos or carports, without obtaining appropriate permits and that do not meet building laws or regulations.

You can learn more about this coverage and other exclusions in the Product Disclosure Statement.