Home Insurance

Save up to $50 off a new home & contents insurance policy online

Get a quote online
save $50

When you buy Home Building & Contents together.

Get a quote

Home owners

You own it and live in it

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Home Building + Contents

Our total home coverage

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Home Building

Just the building

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Home Contents

Just your things

Save
up to $50

on a new policy when you buy Building and Contents insurance together.


More about Building + Contents Get a quote now

Damage to or loss of your home, garages and sheds caused by fire, break-ins or weather events

Damage to or loss of your contents, caused by fire, break-ins or weather events

All repairs we authorise guaranteed for life

New for old replacement

Option to upgrade to Complete Replacement Cover

Option to specify higher values for items, such as jewellery, art and antiques

Temporary accommodation up to 52 weeks

Home owners

You own it and live in it

icon-homePlusContents--neutral-40px.png
Home Building + Contents

Our total home coverage

Save
up to $50

on a new policy when you buy Building and Contents insurance together.


More about Building + Contents Get a quote now
icon-home--neutral-40px.png
Home Building

Just the building

Damage to or loss of your home, garages and sheds caused by fire, break-ins or weather events

All repairs we authorise guaranteed for life

Option to upgrade to Complete Replacement Cover

Temporary accommodation up to 52 weeks

icon-contents--neutral-40px.png
Home Contents

Just your things

Damage to or loss of your contents, caused by fire, break-ins or weather events

New for old replacement

Option to specify higher values for items, such as jewellery, art and antiques

Helping you get a better deal

Smart ways to lower your premium
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Combine AAMI Home Building & Contents

Buy your building and contents insurance at the same time and save.

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Increase your excess

Sounds complex but it's very easy! With AAMI Flexi-Premiums®, you can choose to increase your excess to lower your premium.

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Pay annually

Pay it in one go! You can save with us by choosing to pay your policy annually, since paying in monthly instalments costs a bit more.

Landlord Contents

Landlord contents are household goods and furnishings that:

  • you (the Landlord) own or are legally responsible for
  • you leave in the property for the tenant’s domestic use
  • aren't attached to the building

Think of it as everything you'd usually take with you if you sold your property, for example, carpets, curtains, furniture, kitchenware, washing machines and TVs.

Plus, if you have a unit or other strata title property, it also includes fittings that aren’t legally part of the owners' corporation, such as a floating wooden floor or air conditioning unit.

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.