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Home Insurance
Options that cover damage to your home, the things in it, or both.
Save $50
Home & Contents
$25 off
Building Only or Contents Only
WITH A FIRST-YEAR ONLINE DISCOUNT More information on first-year online discount
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Lucky you’re with an Award Winner
AAMI is proud to be recognised as Canstar’s 2026 Outstanding Value - Home and Contents Insurance provider for Australia. Our commitment to delivering comprehensive coverage and competitive pricing has earned us both National and state-based awards.
Explore AAMI’s Home Insurance options
This information is a summary only. For more info on what is and isn’t covered, including terms, conditions, and exclusions that apply, read the Product Disclosure Statement (PDS).
home; contents
Home & Contents
$50 Off
your first year when you quote and buy online More about first year when you quote and buy online
- Repair or rebuild of your home More information on repair or rebuild of your home
- Temporary accommodation More information on Temporary accommodation
- Guarantee on work we authorise More information on Guarantee on work we authorise
- Cover for legal liability for your Home and Contents More information on Cover for legal liability for your Home and Contents
- Repair or replacement of your contents More information on Repair or replacement of your contents
- New for old for your lost or damaged content items More information on New for old for your lost or damaged content items
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Get a quote
Explore Home & Contents
home
Building Only
$25 Off
your first year when you quote and buy online More about first year when you quote and buy online
- Repair or rebuild of your home More information on repair or rebuild of your home
- Temporary accommodation More information on Temporary accommodation
- Guarantee on work we authorise More information on Guarantee on work we authorise
- Cover for legal liability More information on Cover for legal liability
Get a quote
Explore Building Only
contents
Contents Only
$25 OFF
your first year when you quote and buy online More about first year when you quote and buy online
- Cover for legal liability More information on Cover for legal liability
- Repair or replacement of your contents More information on Repair or replacement of your contents
- New for old for your lost or damaged content items More information on New for old for your lost or damaged content items
Get a quote
Explore Contents Only
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Other Benefits
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Ways to manage your policy
AAMI Flexi-Premiums Excess®
Ways to manage your policy
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Prepare for weather events with AAMI
If there’s a weather event on the horizon, or you have been impacted by one already, find out next steps you can take.
Explore AAMI’s Disaster Hub
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What’s covered by AAMI Home and Contents Insurance?
AAMI Home and Contents Insurance offers homeowners repair or replacement of damaged property, as well as the contents inside that property from a range of insured events, such as fire, theft or attempted theft, storms, and lightning. Limits, exclusion and conditions apply, so be sure to read the Product Disclosure Statement.
Frequently asked questions
Home & Property Insurance
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Helpful Articles
Explore AAMI’s articles on home insurance.
Read all AAMI informed articles
How to compare home and contents insurance
Learn how to compare home insurance policies and get the right coverage for your needs and budget.
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Does my home insurance cover me for flood damage?
Home insurance can be confusing. Read more about flood cover, why it can be important and how it could help.
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What does landlord insurance cover?
A clear guide to when you need landlord insurance, what it covers, and how AAMI can help cover your rental property and rental income.
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Do I need home insurance before settlement?
Buying a home has many steps – and buying insurance is an important one. Learn when insuring a building becomes your responsibility and more.
Read more
Jewellery insurance: a guide to insuring your jewellery
Insuring your jewellery? Here’s what you need to know about jewellery valuations and what’s covered by AAMI insurance.
Read more
Find out what our Home Insurance customers think
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1 Flood cover is automatically included and cannot be removed from your policy. If you have removed flood cover from an existing policy, your certificate of insurance will show this limitation in your cover.
We don’t insure you for flood for the first 72 hours of your policy. Very limited exceptions apply. For more information refer to the relevant Product Disclosure Statement