More ways to save on your AAMI policy

Here at AAMI, we make it easy to insure the important things in life, and believe it shouldn’t cost the earth to do so.

Keep your policy up to date

Keeping your policy up to date is one of the easiest ways to save on your insurance policy. Car insurance premiums can be affected by things like

  • your address
  • listed drivers
  • any optional covers you’ve selected
  • how far you drive in a year, and
  • how much your car’s covered for.

Home insurance premiums can be affected by things like:

  • your sum insured
  • whether you’re still paying off a mortgage, and
  • any optional covers you’ve selected.

It’s important to update these things whenever they change. Take a moment every now and then to go over your policy info and ensure it’s up to date. 

Get up to 10% off when you buy Home and Contents Insurance together

Some things are better together - like strawberries and cream, or Home Insurance and Contents Insurance. Taking out both Home and Contents Insurance with AAMI offers homeowners repair or replacement of damaged property, as well as the contents inside that property, following a range of insured events.

If you buy a new AAMI Home policy along with a new Contents policy, you’ll receive up to a 10% discount.

Receive up to a 15% credit as a driver who doesn’t claim

We offer a credit of up to 15% to drivers who don’t claim on their Comprehensive Car Insurance policy.

Vary your excess to save on your premium with AAMI Flexi-Premiums®

It pays to be flexible. From Home and Contents Insurance to Comprehensive Car Insurance, with AAMI Flexi-Premiums® you can vary your excess to save on your premium.

Buy online and save

Looking for Comprehensive Car Insurance? You can save $50 when you buy a new AAMI policy online.

Read more:

Comprehensive Car, Home and Contents Insurance are issued by AAI Limited ABN 48 005 297 807 trading as AAMI. Maximum 15% credit is for drivers who don't make a claim on their AAMI Comprehensive Car Insurance policy that impacts their Safe Driver Rewards status for 10 years+. Credit is a percentage of the rated premium paid the previous year and is applied as a credit to next year's rated premium. Combined AAMI Home Building and Contents discount does not apply to the optional Portable Valuables cover. $50 discount available only on new Comprehensive Car Insurance policies when purchased online. Flexi-Premiums® available on Home Building and Contents insurance and Comprehensive Car Insurance. If you are eligible for more than one discount, we apply each in a predetermined order to the already discounted premium (usually before adding taxes and charges). The discounts we offer are subject to change. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available. Contact us on 13 22 44 or go to for a copy.