Business Insurance

Coverage for your business contents and stock against loss, damage or theft

Get an online quote in
under 3 minutes
  • Customised packages
  • Hassle-free claims
  • Pay by the month
Get your quote

What is Business Insurance?

Business insurance provides cover for unexpected events that affect your business's contents, stock and other assets. It can also provide cover for your legal liability in case a third party sues your business and you are found negligent.

We cover many types of businesses
  • Cafes & restaurants
  • Retail shops
  • Take away shops
  • And many more

With AAMI Business Insurance we have options to suit your business

If you have business premises, all of our business packages include fire and defined events and public liability. You can easily add optional covers to suit your needs

  • Public Liability

    Also known as Legal Liability, this is included as standard in all AAMI business insurance packages. It provides cover for the cost of damages if your business is responsible for personal injury or property damage.

    Learn more about Public Liability cover

Get a quote online in 3 minutes

Get your quote
Choose covers to customise your package
  • Back in Business

    This provides cover for a reduction in your business income as a result of damage to your property caused by an insured event.

    Learn more about Back in Business

  • Theft

    Provides cover for the loss of your contents and stock from theft, attempted theft, armed hold up or an actual/threatened assault.

    Learn more about Theft

  • Glass and Signs

    This provides cover for the loss of or damage to glass windows, signs and showcases at your business premises.

    Learn more about Glass and Signs

  • Money

    Loss of or damage to your business’s money from causes such as theft, armed hold-up or fire. This may include money in transit or at your premises.

    Learn more about Money cover

  • Portable and Valuable items

    Items that you carry around with you, for example tools or portable technology, in the course of your business anywhere in the world.

    Learn more about Portable & Valuables cover

  • Machinery Breakdown

    This covers the breakdown of machinery, computers and electronic equipment at your premises.

    Learn more about Machinery Breakdown

  • Deterioration of Stock

    This provides cover for the deterioration of chilled, refrigerated or frozen stock, following the breakdown of the freezer or refrigerated unit that they are kept in.

    Learn more about Deterioration of Stock

  • Goods in Transit

    This provides cover for loss or damage caused to goods you sell, buy or use in your business when they are in transit.

    Learn more about Goods in Transit

  • Commercial Vehicles

    You can choose between two different types of cover for each vehicle you insure:

    Comprehensive covers accidental damage to your vehicle and legal liability cover

    Legal Liability covers damage to third party property only

    Call 13 22 44 for a Commercial Vehicle quote.

    Learn more about Commercial Vehicle cover

This is a summary only, so check the Product Disclosure Statement and Policy Wording for full details of what is and isn’t covered. It’s dry we know, but it’s essential reading.

AAMI Small Business Insurance

Frequently asked questions

Join 60,000 other businesses who “turn to AAMI”

Get a quote in 3 minutes