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COVID-19 – Premium deferral now availableTo support our small business customers in this difficult time, AAMI has created a Small Business COVID-19 Relief Package.

Small Business Insurance

Trusted Insurer of Small Businesses Like Yours

We're here to make small business insurance easy. That's why we've created an online quote tool that analyses thousands of businesses, to help you choose the right cover.

Benefits with AAMI

  • New "Businesses Like Yours" online quote tool to help you choose the right cover
  • Competitive pricing
  • Customise the package to your business
  • 24/7 claims support
Get a quote

You are unique. Your cover should be too

From startups to established businesses, our products are designed to grow with your business. So whether you’ve been at it for years or you’re just getting started, AAMI’s got you covered.

How does Small Business Insurance work?

There’s no such thing as a one-size-fits-all insurance solution for small businesses – after all, every small business is as unique as the people running it. That’s why we offer customisable packages. Each package includes Public Liability cover and from there, you can choose from various other covers that can help protect your business activities.

What we cover

Within each package are coverage types designed to protect all aspects of your business.


Cover for the cost of liability claims connected with your business activities and any products you sell.


Covers for your business premises, stock, and valuable items like tools and equipment.


Covers for theft, money, and lost income due to reduced or halted trading after an insured event.

We know you
AAMI specialises in small business

You’re pressed for time

Get an online quote in the time it takes to make a cup of coffee.

You might need support

A business insurance specialist is just a phone call away.

You’re conscious of cost

We’ve put our best price forward and we don’t charge extra for pay-by-the-month.

You need reliable cover

From Public Liability to Property Damage to Commercial Vehicle Insurance, AAMI has you covered.

AAMI Covers Many
Types of small business

Small Business Insurance Tips

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Frequently asked questions