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our BEST COVERAGE

Comprehensive Car Insurance

Covers you for damage to your car as well as to other people's vehicles and property.

Plus much more!

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SAVE $100

Discount automatically applied when you purchase online

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Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  ( 5.0 out of 5)

What's included in Comprehensive Car Insurance?

COMPREHENSIVE CAR INSURANCE

$100 off Comprehensive Insurancewhen you buy online

Comprehensive Car Insurance provides cover for your car and damage to other people's cars and property. Third Party Car Insurance just covers the damage you cause to other people's cars and property.

DISCOUNTS AVAILABLE

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  • Car theft and accidental damage

    Rest easy, we've got you covered for damage or loss caused by theft, attempted theft, collision, malicious damage and fire, and natural events such as hail, storm, flood or bushfire.


  • Damage to other people's vehicles and property

    You're also covered for damage to someone else's vehicle or property up to $20 million.


  • Help with emergency costs

    Up to $500 towards emergency travel and accommodation if your car's not safe to drive and you're more than 100km away from home. Plus up to $500 for emergency repairs to get you home or to a repairer.

This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement). It's dry, we know, but it's essential reading.

Still not sure which car insurance is for you? See a detailed comparison or get a quote online now.

OPTIONAL EXTRAS FOR
AAMI Comprehensive Car Insurance

ROADSIDE ASSIST

Add AAMI Roadside Assistance to your Comprehensive Car Insurance and you’ll have AAMI to help you out with emergencies like flat tyres and batteries, lost or locked-in keys and towing.

With Australia-wide coverage and 24 hour unlimited roadside callouts, AAMI Roadside is wherever and whenever you need it.

Get AAMI Roadside Assistance for less than $86 a year, with no joining fee.

HIRE CAR

Add as an Optional Extra with your AAMI Comprehensive Car Insurance.

Enjoy the convenience of a hire car – a similar model to yours (up to $90 per day) – when your car’s out of action.

We’ll cover the cost of a hire car right up until repairs are completed or we confirm your car can’t be repaired

WINDSCREEN & WINDOW GLASS COVER

Damaged windscreen or window glass? As an Optional Extra with AAMI Comprehensive Car Insurance, you could be covered once annually for your windscreen repair.

You’ll pay no excess on repairs or replacement of your windscreen, window glass or sunroof.

Once you lodge your claim, a booking for your car repair will be made immediately and we’ll call you soon after to confirm the details.

What AAMI Comprehensive Car Insurance covers

IF YOUR CAR IS
DAMAGED

IF YOUR CAR IS 
STOLEN

IF YOUR CAR IS
WRITTEN OFF

Write Off

We consider your car a write off when:

  • It’s stolen and unrecovered after 14 days; or
  • We decide it's uneconomical, impractical or unsafe to repair.

We also refer to this as ‘total loss’.

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.

Amount Covered

How much your vehicle's insured for.

It’s the maximum amount we’ll pay for loss or damage to your vehicle caused by an insured incident.  The amount is shown on your certificate of insurance and includes GST.

IMPROVE YOUR SKILLS NOW

FREE Skilled Drivers Course

For drivers under 25 years listed on a Comprehensive Car Insurance policy.

Your FREE Skilled Drivers Course

HELPING YOU GET A BETTER DEAL
Smarter ways to lower your premium

Increase your excess

Sounds complex but it’s very easy! With AAMI Flexi-Premiums®, you can choose to increase your excess to lower your premium.

Choose your 'Amount Covered'

You can choose the amount you want to cover your car for, within a range we provide, so you’re in control of the cover you need.

Pay annually

Pay it in one go! You can save with us by choosing to pay your policy annually, since paying in monthly instalments costs a bit more.

 
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