Granny flats and sheds


Granny flats can be a home away from home for your loved ones. Sheds can be a refuge for the handyperson. Learn more about the coverage for granny flats and sheds under AAMI Home Building Insurance.

What's covered

We cover granny flats (provided there is no separate utility metering) and sheds at the insured address.

What’s not covered

There are some instances where you will not be covered. Such as, we do not cover any part of the building that is not in good condition or that has wear, tear or deterioration. We also do not cover some losses where building extensions, alterations or renovations are not complete. In addition, we do not cover any part of the building used for farming of any description. There are other exclusions to coverage, which you can read about in the Product Disclosure Statement.