Permanently fixed outdoor items


Just because an item is fixed outside the home doesn’t necessarily mean it isn’t insured. Here is a bit of information on the coverage for permanently fixed outdoor items under AAMI Home Building Insurance.

What's covered

We cover permanently fixed outdoor items such as solar panels, satellite dishes, play equipment, clothes lines, animal housing and outdoor lights as part of the building.

What’s not covered

There are some instances where you will not be covered. Such as, if the loss or damage was due to an uninsured event. You can learn more about this coverage and any exclusions in the Product Disclosure Statement.