Removal of debris


Here is more information on the coverage for removal of debris under AAMI Home Building Insurance when your home is damaged due to an insured event.

What's covered

When you are covered for loss or damage to the building we will cover the reasonable and necessary costs of demolishing and removing the damaged parts of the building, and removing debris – things like fallen trees or branches – where it has damaged the building or where removal of the debris is required to repair the building.

The most we will pay for any one incident is up to 10% of the building sum insured, unless your certificate of insurance shows that you have the Complete Replacement Cover® option in which case we pay the reasonable and necessary costs.

What’s not covered

We do not cover the cost of removing tree stumps and roots still in the ground, or removing any debris, including trees or branches that have not damaged the building.

You can learn more about this coverage and other exclusions in the Product Disclosure Statement.