Sealed driveways and sealed roads


There are many benefits to having a sealed driveway or road on your property – like helping the health of your car’s tyres, providing ease of access, and more. So, it’s a good idea to ensure that it is adequately insured. Here is a bit of information on the coverage for sealed driveways and sealed roads under AAMI Home Building Insurance.

What's covered

We cover sealed driveways or sealed roads at the insured address. A fixed limit of up to 500 metres applies for any one incident. Also, know that in addition to this distance limit, we will not pay more than the building sum insured shown on your certificate of insurance.

What’s not covered

We do not cover loose or compacted soil, sand, lawn, grass, artificial grass, gravel (including on roads, driveways and tracks), pebbles, rocks or granular rubber. We also do not cover resultant cracking to sealed driveways or sealed roads from Flood, Storm or Storm Surge, but we’ll cover them if they are washed away by these insured events.  

You can learn more about this coverage and other exclusions in the Product Disclosure Statement.