Having clean water and consistent sewage disposal services for your home is essential and life without them could become challenging. Here is a bit of information on the coverage for these types of services under AAMI Home Building Insurance when there is loss or damage to the building due to an insured event.

What's covered

Services are covered as part of the building, both above and below ground that you own and are responsible for like the water or waste service line. 

What’s not covered

There are some instances where you will not be covered. We don’t cover loss or damage to underground services caused by road vehicles, cranes or earthmoving equipment – see exclusions under ‘Impact’ insured event and ‘Accidental damage at home’ optional cover in the Product Disclosure Statement.

You can also learn more about this coverage and other exclusions in the Product Disclosure Statement.