Extra cover for unspecified items


Extra Cover Portable Valuables - unspecified items

If you have certain personal items that you normally carry with you away from your home, they may be covered for accidental loss or damage under this optional cover for an extra premium.

What’s covered

We cover accidental loss or damage to personal valuables at or away from the insured address during the period of insurance anywhere in Australia or New Zealand. We only cover certain items under ‘Extra Cover Portable valuables – unspecified items’, such as, (but not limited to) jewellery, watches, handbags, photographic and optical equipment, and wallets. For a full list of the items that we cover, and for limits and exclusions, read the PDS.

We also cover jewellery and watches anywhere in the world for up to 30 consecutive days, but only while being worn by you or in a secure safe.

The most we will pay is up to $1,000 per item, pair, set or collection, up to the total sum insured you have selected.

If you want to insure a personal valuable for more than $1,000, it can be covered under our optional cover ‘Extra Cover Portable valuable - specified items’. As the name suggests, you must specify the value of the item. The most we will pay you for a claim covered under your policy, is the item’s sum insured as shown on your certificate of insurance. Conditions, limits and exclusions apply, read the PDS.

What’s not covered

There are specific items we don’t cover as ‘Extra Cover Portable valuables - unspecified items’ including laptops and mobile phones. If you would like these items to be covered, they can be covered under ‘Extra Cover Portable valuable - specified items’ regardless of their value. Also, there are other exclusions to this cover, which you can learn more about in the Product Disclosure Statement.