Tools of trade


We consider tools of trade to include tools or equipment used for any business activity. Know that we do not consider home office equipment to be tools of trade, instead, some of these items may be categorised as a part of general contents. Learn more about tools of trade coverage below.

What’s covered

We’ll cover tools of trade and equipment used for a business activity with a fixed limit of $2,000 in total if they are lost or damaged due to an insured event at your insured address.

What’s not covered

There are some instances where you will not receive coverage, such as if an uninsured event has taken place or any loss or damage occurred away from your insured address. You can learn more about this coverage and other exclusions in the Product Disclosure Statement.