Bushfires, storms, storm surges, floods, tsunamis in the first 72 hours of a new policy


What's not covered

Loss, damage to or liability arising from or connected with a bushfire, storm, storm surge, flood or tsunami in the first 72 hours of a new policy.

But we will cover these events if this policy began on the same day:

  • you become the owner of the building or unit;
  • that another policy covering the building or contents expired or was cancelled. But not when you cancelled the policy prior to its expiry date, and only up to the sums insured covered under the expired or cancelled policy (any increase in sums insured will not be covered for these events for the first 72 hours specified).