Deliberate or reckless actions


What's not covered

Loss, damage to or liability arising from or connected with an act or omission by you, your family, anyone living at the building or unit or any owner or part owner of the building or contents, or anyone acting with your given or implied consent which:

  • is deliberate;
  • is a deliberate lack of action;
  • demonstrates a reckless disregard for the consequences of that action or omission.