Legal Liability – Motor vehicles or motorcycles
NOT COVERED
What's not covered
We do not cover legal liability for or caused by, connected with or arising from the use or ownership of a motor vehicle or motorcycle or instructing someone on how to use it.
Unless at the time of the incident, it was being used legally and did not have to be insured under any compulsory third party insurance laws or motor accident injuries insurance laws and was:
- a remote controlled motor car;
- a wheelchair or a mobility scooter designed to accommodate physical disabilities or the elderly;
- a golf cart or buggy;
- a personal transportation vehicle;
- domestic gardening equipment (e.g. ride-on mower)