Malicious acts and vandalism

Malicious acts and vandalism


Sadly, some people lack respect for other people’s property. What is nice to know is that there are instances where AAMI Home Building and/or Contents Insurance will cover the cost of repair or replacement, should loss or damage occur to your home or contents caused by malicious acts or vandalism.

What’s covered

If loss or damage is caused to your building or contents by malicious acts or vandalism, you can lodge a claim. Examples of these events if you have AAMI Home Building Insurance are:

  • when vandals take a cricket bat to your letterbox and damage it, or
  • when vandals paint graffiti on your home (including your fence and driveway. Limits and exclusions apply).

What’s not covered

There are instances where you are not covered, such as loss or damage to your building or contents caused by you, someone living at the insured address, or by someone who entered the insured address with your consent or the consent of someone who had your authority to allow them access to the insured address.

If you would like to learn more about the coverage we provide for loss or damage to your building and/or contents due to malicious acts and vandalism, you can find more information in the Product Disclosure Statement.