Run a business on your own and want the right coverage? AAMI’s Business Insurance may suit sole traders like you!
Join over 70,000 small businesses that chose AAMI
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Entrepreneurs like you are the backbone of Australia’s economy. That’s why we offer customisable insurance policies, designed to suit a range of sole traders and small businesses. Because no two businesses are alike.
For those of you who run a café, restaurant or takeaway shop.
Cover for all kinds of retail businesses, from clothing boutiques to quirky gift shops.
If keeping homes, apartments and units clean and tidy is your business, this cover is for you.
If your business is helping people’s business or finances, this insurance may offer coverage for certain events.
Designed to meet the insurance needs of hair and nail care professionals.
Made for those who provide their medical care and services to the wider community.
For chippies, sparkies, tilers, plumbers and every tradie in between.
Insurance designed to cover your photography business, equipment and loss or damage that happens at a shoot.
INCLUDED
Cover for your legal liability if your business or products cause personal injury to a third party (another person who isn’t an employee), or damage to their property.
INCLUDED FOR FIXED PREMISES ONLY
Cover for damage to contents and stock at your business premises resulting from an insured event. Insured events include flood, fire, lighting, and explosions.
Cover for the accidental loss of, or damage to, portable items you carry with you while you work.
Cover of loss of, or damage to, your contents, specified items and stock caused by theft.
Cover for the loss of, or damage to, your business’s money. The money may be in transit, at a business premises, or in custody at a private residence.
Cover for the breakdown of insured equipment at your premises and any loss or damage to property insured as a result of the breakdown.
Cover for professional fees connected with a tax audit of a return by the ATO, or a Commonwealth, State, or Territory department, body, or agency.
Cover for your ute, van, car, truck and more. Choose from three types of cover – Comprehensive, Legal Liability only or Legal Liability, fire and theft – depending on each vehicle you insure.
Running your business from home?
If your Commercial claim is under $15,000 and lodged online, you may be eligible for our express settlement.1 Claims lodged online will receive a claim number within 4 hours of lodgement and we will keep you informed via Online status updates.2 For further details, visit our Business Insurance Claims page.
Terms & Conditions - Express claims settlement
1 Subject to sufficient information being provided. Only available for Commercial Property, Product Liability and Engineering claims, excludes Motor and Home claims.
2 Only available for Commercial Property, Product Liability and Engineering claims, excludes Motor and Home claims. Only available for claims lodged Online.
This depends on what your business does. AAMI Business Insurance automatically includes public liability cover for injury or property damage to someone else and cover for legal costs in case someone sues your business and you’re found negligent.
If you run your business from home and want to combine a policy with your home and contents insurance, then AAMI’s Business At Home Insurance may be suitable.
AAMI Commerical Motor Insurance can cover work vehicles like utes, vans or cars. Or there’s AAMI Commercial Property Insurance, which can cover the repair or replacement costs associated with loss or damage at your commercial property. This is for insured events like fire and theft.
If you would like to get a free quote from AAMI, please have the following information handy:
To turn your quote into a policy, you’ll also need the following:
This depends on what your business does. It might be worth considering public liability insurance if your business does any of the following::
For more information on AAMI Public Liability Insurance, read the Product Disclosure Statement.
Terms & Conditions - Express claims settlement
1 Subject to sufficient information being provided. Only available for Commercial Property, Product Liability and Engineering claims, excludes Motor and Home claims.
2 Only available for Commercial Property, Product Liability and Engineering claims, excludes Motor and Home claims. Only available for claims lodged Online.
