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AAMI Crash Index 2018: The most common types of accidents in Australia

The 2018 AAMI Crash Index has revealed the most common types of accidents in Australia. From fender benders to more serious incidents, AAMI has analysed thousands of insurance claims (from 1 July 2017 – 30 June 2018) to bring you the latest data on how Australians are getting themselves into a spot of bother.

The nation’s leading type of road accident

The 2018 AAMI Crash Index data has revealed that nose-to-tail collisions (i.e. running into the back of the car in front of you) are the most common type of accident Australia-wide – accounting for 31 per cent of all accidents. Does this mean we’re a nation of tail-gaters, or just in too much of a rush to get where we’re going? Or, could it be that we’re simply not paying enough attention to the road? The answer: all three.

What does that mean for you? Obeying the speed limit and always maintaining concentration can be key to avoiding an accident. So, make sure you avoid common distractions like mobile phones and other digital devices and always expect the unexpected, meaning you should leave plenty of room between you and the vehicle in front.

Explore the most common types of accidents in your state

Are Victorians really the worst tail-gaters in Australia? Do people from New South Wales never give way? And in what state are you most likely to hit an animal? See how your state compares to the rest of the nation below and explore Australia’s worst offenders.


Queensland: sunny one day, colliding with a stationary object the next. While that may not make a postcard anytime soon, Queensland drivers are four per cent more likely to hit a stationary object than the national average. On the upside, Queensland drivers are equal to, or below the average for almost every other type of accident.

New South Wales

Are NSW drivers impatient and always in a hurry? Because failing to give way is yet again an issue for drivers in this state, it’s the second most common type of accident – and has been for the last three years. Like most of Australia, nose-to-tail collisions account for the largest percentage of accidents – illustrating that NSW drivers aren’t leaving enough braking distance, or paying enough attention to the road.

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The results are in! Victorians are the country’s worst tail-gaters, with 33 per cent of all accidents in Victoria occurring this way – the highest percentage of any state or territory. In fact, you are twice as likely to run into the back of someone in Victoria, than you are in Tasmania. It’s not all bad news for Victorian drivers though, they’e less likely to hit an animal than any other state or territory of Australia – more than three times less likely than drivers in the NT, in fact.

South Australia

South Australia – the consistent state when it comes to accident types, with a fairly even spread across the board. South Australia, Queensland and the ACT are the only states/territories that are not the worst in any given accident type. Though they’re only just behind Tasmania for collisions with parked cars – and they’re two per cent above the national average for this type of accident.

Australian Capital Territory

You know how the old saying goes, ACT drivers know how to avoid parked cars! No? That’s not a saying? Well it should be. Drivers in the ACT have the equal-lowest rate of collisions with a parked car. It’s those pesky cars in front of them they have troubles with. ACT drivers come second only to Victoria for nose-to-tail collisions, according to the latest AAMI Crash Index data.


Tasmania holds the unwanted mantle of being the state with highest percentage of incidents involving a collision with a parked car. However, Tasmania and the Northern Territory are the only two state/territories that haven’t followed the national trend, with the most common type of accident in Tasmania being collision with a stationary object. Aside from colliding with parked cars and stationary objects, Tasmania has a fairly even spread when it comes to common accident types. Although, Tasmanian drivers are almost twice as likely to hit an animal, compared to the national average.

Western Australia

Looking behind seems to be the main cause for concern in WA drivers, with the state topping the ranks for collisions while reversing – this has been the case since 2016. Coupled with a higher (than national average) percentage of collisions with a stationary object, and reversing in and out of car parks seems to be bringing many WA drivers unstuck.

Northern Territory

It shouldn’t come as too much of a surprise that the NT has the most amount of accidents caused by hitting an animal than any other state or territory. Both the NT and Tasmania are first and equal second (with the ACT) for this type of accident – highlighting both state/territories’ abundance of wildlife and natural beauty. Northern Territorians are also courteous drivers, at least when it comes to giving way. At 14 per cent of all accidents, the NT has the lowest percentage of incidents caused by failing to give way. Whilst giving way may be NT drivers’ strong-suit, stationary objects are not. They’re the worst in the country, with 31 per cent of all accidents occurring this way – a whopping 13 per cent higher than the national average.

No matter what time of day or day of the week it is, accidents do happen. Which is why we aim to be here to help when you need us. With 24/7 claims and optional add-on roadside assistance for break downs, you’re in safe hands with AAMI.

Explore our Car Insurance, CTP (Compulsory Third Party Insurance), and Motorcycle Insurance options online today, or have a chat with our friendly insurance team now on 13 22 44 (8am-10pm AEST/AEDT, 7 days a week).

Insurance is issued by AAI Limited ABN 48 005 297 807 trading as AAMI. Consider the Product Disclosure Statement before making a decision about this insurance. AAMI Roadside Assist is an optional extra only available in conjunction with AAMI Comprehensive Car Insurance. For full coverage details, please see the AAMI Roadside Assist Terms and Conditions . Terms and conditions for coverage apply. This advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it.