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NSW CTP Green Slip Insurance
You can receive your CTP policy documents via email and we may send you reminders via sms. You can consent to receiving your CTP policy documents electronically when setting up your CTP insurance online or when you contact to set up or renew your CTP policy. All you need to provide is a regularly used email address and mobile phone number. If you consent to receiving your CTP policy documents electronically you will not receive policy documents and communications via post.
If you have a light vehicle (vehicles with GVM less than 4.5 tonnes), you have the option to choose between a 6 month or 12 month term. As long as you pay for both the CTP Insurance and registration within 21 days of the due date, you can choose a 6 month term for the renewal of your CTP.
If it’s been more than 21 days since your registration was due, you can only choose the 12 month period, unless there are ‘extenuating circumstances’ for us to accept the late payment.
Compulsory Third Party (CTP) Personal Injury insurance is compulsory when registering a motor vehicle in NSW. You are not covered for CTP if your car is not registered. You may be personally liable for any injuries you cause in a motor vehicle accident if it is driven whilst not registered and without CTP cover.
If you’ve paid for your Green Slip online or by phone, an eGreenSlip will be sent to the RMS within an hour of payment. If you’ve made your payment at a Post Office, it will take up to 2 business days for the eGreen Slip to reach RMS.
If you have a light vehicle (vehicles with GVM less than 4.5 tonnes), you can choose between a 6 or 12 month term. Provided you pay for both the CTP Green Slip and registration within 21 days of the due date, you can choose a 6 month term for the renewal of your CTP Green Slip.
At AAMI we take your feedback seriously. You can submit a complaint or feedback by visiting the Dispute Resolution page.
Compulsory Third Party (CTP) Personal Injury Insurance, also known in NSW as a Green Slip, is mandatory and must be purchased before you can register your vehicle.
CTP covers your liability and the liability of anyone else who drives your vehicle, for injuries caused to others in a motor accident. It also ensures you can get access to medical expenses and weekly payments for lost income, for up to six months if you're injured and you're at fault (conditions do apply).
Visit the SIRA website for more information.
The average price of CTP insurance is already lower in country areas than in metropolitan areas.
Under the reforms, Green Slip premiums are set to reduce in all parts of NSW for motor vehicles, meaning prices will continue to be lower in country areas.
Source: SIRA website: How prices will be reduced
There are a number of reasons why your payment may not have gone through, but don’t stress. Give us a call on 13 22 44 (Monday-Friday 8am-6pm, Saturday 8am-4pm), and we’ll get to the bottom of it for you.
Included in the overall cost of your CTP is something called a Fund Levy. This levy ensures anyone who is injured on NSW roads, no matter who is at fault, is covered for the costs of:
- public hospital care
- ambulance services
- lifetime treatment, rehabilitation and attendant care for spinal cord injuries, moderate to severe brain injuries, multiple amputations, serious burns or blindness (through the Lifetime Care and Support Scheme)
Learn more about what you're covered for under the NSW CTP scheme.
It’s important we know the age of the youngest driver of the vehicle, so you should list them even if they only drive your car once a year.
AAMI makes it easy to pay your CTP Insurance with three convenient payment options for your NSW Green Slip:
- pay online (with a Visa, MasterCard, or American Express)
- over the phone
- at your nearest Australian Post Office
Check out all the ways you can pay your NSW CTP.
No, there’s no need to list a learner on your CTP policy. The only exceptions are if the vehicle is used for professional driving instruction purposes, it’s registered in the learner’s name, or it’s the vehicle they will drive once they get their licence.
Since your CTP Green Slip is connected to your registration, you should update your information with the Road Maritime Services (RMS) in NSW.
If you’re moving to NSW, you’ll need to purchase a CTP Green Slip and obtain an eSafety check prior to registering your vehicle with Service NSW. Until you register your car in NSW, it will be considered unregistered, even if you still have registration left over from where you were previously living. Visit Service NSW for further details.
If you’re moving away from NSW, you’ll need to refer to your new state or territory’s requirements and timeframes for transferring your vehicle registration. If you’re moving to SA or the ACT, you’ll have the opportunity to choose AAMI as your new SA Compulsory Third Party (CTP) or ACT Motor Accident Injuries (MAI) insurer. Visit our SA CTP Insurance or ACT MAI Insurance pages to learn more.
You’ll find information about what you need to do to lodge a CTP Green Slip claim at Make a claim for NSW CTP Insurance.
Yes. In NSW, Compulsory Third Party Insurance (CTP) is also known as ‘Green Slip’.
Not everyone's Green Slip will see a price reduction. Whilst motorcyclists will not necessarily see a decrease in prices they will receive benefits at the time of claim for up to six months including:
- weekly income payments (if time off work is required to recover)
- reasonable and necessary treatment and rehabilitation expense
- commercial attendant care (for help needed around the home).
Safety checks can only be performed at authorised inspection stations, and the results are sent to Roads and Maritime Services electronically.
To renew registration in NSW, most light vehicles that are more than 5 years old must undergo a safety check (pink slip) to ensure they meet minimum safety requirements.
All unregistered light vehicles need a blue slip inspection before they can be registered.
The Road and Maritime Services (RMS) is the NSW State Government agency responsible for:
- Improving road safety
- Testing and licensing drivers and registering and inspecting vehicles
- Managing the road network to achieve consistent travel times
Visit the RMS NSW website to find out more.
We only use information from RMS that is necessary to provide you with an accurate Green Slip quote. This information has always been required to be provided when purchasing a CTP policy.
You can find out more information on how we handle your privacy here.
As long as your trailer and/or caravan is in a roadworthy condition, it will be covered by the CTP Insurance of the vehicle towing it.
What has changed and why?
The NSW Government has introduced a new CTP Green Slip scheme to better support people injured on NSW roads. Shifting from a focus on lump-sum payouts to one that directs its energy towards rehabilitation of injured people means we can offer a more affordable and efficient CTP scheme to customers.
The new scheme is focused on early support and recovery. For the first time, injured people can receive weekly income payments if they need time off work.
What does this mean for you?
We’re changing the way we price NSW CTP insurance, while offering cover regardless of who’s at fault after an accident.
From 1 December 2017, changes will be made to our NSW CTP Green Slip product. These changes will:
- reduce the cost of Green Slip premiums,
- reduce the time it takes to resolve a claim,
- increase the proportion of benefits provided to the most seriously injured road users, and
- reduce the opportunities for claims fraud and exaggeration.