Life Insurance

Take care of what's important. Life Insurance pays out a tax-free lump sum if you die or are diagnosed with a terminal illness

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Protect your family's future for as little as

$4.76 a week*

Get a quick quote

Why is Life Insurance Important?

Protect those you love

Life Insurance can help ease your worries that your loved ones will be taken care of and may not have to deal with the financial strain that could arise from you no longer being around. They could receive a lump sum up to $1,000,000 if you die or are diagnosed with a terminal illness. 

You may want to consider Life Insurance if you're; 

  • Aiming to assist your family financially e.g Children's education and living costs
  • Suffering with or are worried about poor health
  • Concerned about risks such as mortgage repayments and debts should you pass away.

Quick Quote

Sorry. There's been an error, please review the highlighted fields below.

 

Your gender

 

Have you smoked tobacco or any substance in the last 12 months?

 

Your quote

Estimated monthly premium:

$14.74

Email Your Quote | Get Another Quote

You have been provided with an indicative quote.To get a final price you will need to answer some health and lifestyle questions in the application.

Cover amount

The amount of cover you may need will depend on the needs and lifestyle of your family, such as your current financial commitments e.g mortgage, your family's anticipated future needs e.g kids education, your super and any other investments.

What's included?

Features and benefits

  • Up to $1,000,000 cover

    A lump sum payment up to $1 million could be paid to your beneficiaries in case you pass away

  • Early payout for terminal illness

    You could receive your full benefit if you are diagnosed with a terminal illness

  • Early payout for funeral expenses

    Your family may receive a benefit of $10,000 upon death – usually within 24 hours of an approved claim – to help meet immediate costs like funeral expenses

  • Increase your cover without further health evidence

    Change your level of cover any time by up to $100,000 to match any changes in your lifestyle e.g you get married, have children, purchase a home, without the need for further health evidence.

  • Simple online application

    No medical or blood tests required when applying and no complicated forms (Eligibility criteria applies. Must be aged 18-60 inclusive)

  • 13th month premium free

    One month premium free when you pay for 12 months

  • Payout on top of other insurance

    AAMI Life Insurance pays out on top of any other insurance you may have, so you can use it as standalone cover or to top-up any existing life insurance you may have through your super.

  • 10% Family discount

    If an immediate family member has an AAMI Life Insurance policy

  • 30 day cooling off period

    30 days to cancel at no cost if you change your mind

10% family discount

If an immediate family member has an AAMI Life Insurance policy

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How much cover do you need?

Calculate your cover needs in 3 simple steps

Life Insurance Calculator

How to claim in 3 easy steps

In the unfortunate event that you need to make a claim, we’re here to ensure that you receive all the help you can get, as quickly and painlessly as possible. We know it’s a stressful enough time as it is.

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1. Call us

Call us on 13 22 44 as soon as possible after the event

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2. Receive a claims pack

We will send you a claims pack to fill in

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3. Complete form

Send us the completed claim form & requested info

How to claim in 3 easy steps

1. Call us on 13 22 44 as soon as possible after the event

2. We will send you a claims pack to fill in

3. Send us the completed claim form & requested info

Life Insurance

Frequently asked questions

Join the 2.8 million Australians who "turn to AAMI"

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Insurance you can trust

Trusted by 2.8 million Australians with their insurance needs2.

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Talk to a real person

Australian based call centres there to support you when you need us most.

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Award winning insurance

Winner of the 2014 Plan for Life - Direct Life Insurance Overall Excellence award.

Call 13 22 44 if you have any questions

1. Premiums vary. The above is based on a 35 year old female non-smoker, $200,000 sum insured.

2. Includes customer of both AAI Limited and Suncorp Life & Superannuation Limited which hold AAMi branded products.