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Motorcycle Insurance

Compare AAMI Comprehensive and Third Party Motorcycle Insurance prices easily.

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Select a type of insurance policy

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How do I choose Motorcycle Insurance?

Third Party insurance can help cover costs if you damage someone else’s vehicle or property while on your bike. Comprehensive insurance does the same, but can also cover your own bike against loss or damage. Compare features, get quotes for either or both, then choose coverage to suit your needs and budget.

Coverage applies to a wide range of scooters, mopeds, cruisers, sport bikes, touring bikes, naked bikes and dirt bikes.

Plus, all repairs authorised by AAMI are guaranteed for life of the motorcycle. Lucky you’re with AAMI!

 

COMPREHENSIVE INSURANCE

Amount Covered

How much your motorcycle’s insured for. ​

It’s the maximum amount we’ll pay for loss or damage to your motorcycle caused by an insured incident, less any deductions that may apply.​

The Amount Covered is shown on your certificate of insurance and includes GST.

Amount Covered

If your motorcycle is damaged by fire, we’ll cover the cost of repairs up to the Amount Covered shown on your certificate of insurance. If it’s a total loss, we’ll pay your Amount Covered (less any deductions).

Amount Covered

How much your motorcycle’s insured for. ​

It’s the maximum amount we’ll pay for loss or damage to your motorcycle caused by an insured incident, less any deductions that may apply.​

The Amount Covered is shown on your certificate of insurance and includes GST.

Total Loss

We consider your motorcycle a total loss when:

  • It’s stolen and unrecovered after 14 days; or
  • It’s uneconomical or unsafe to repair​

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.

New motorcycle if less than 2 years old

If your motorcycle is a total loss, we’ll cover the cost to replace it with a new motorcycle that’s the same or similar make and model if:

  • Your motorcylcle is less than 2 years old
  • You’re the first registered owner

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.

 $25 OFF

New policies when purchased online

Other ways to save


DAMAGE TO SOMEONE ELSE'S VEHICLE OR PROPERTY  Up to $20 million

DAMAGE TO YOUR MOTOCYCLE  Up to your chosen Amount Covered

HAIL, STORM & FLOOD  

DAMAGE TO YOUR PROTECTIVE CLOTHING  Up to $1,000

FIRE DAMAGE  Up to your chosen Amount Covered

STOLEN OR A TOTAL LOSS  Up to your chosen Amount Covered
 A total loss if not recovered in 14 days
 New motorcycle if less than 2 years old

 

THIRD PARTY PROPERTY DAMAGE

Option for Extra Cover

We’ll cover you for loss or damage to your protective clothing worn for motorcycle riding caused by fire and/or theft, for up to $1,000.​

Option for Extra Cover

If your motorcycle is damaged by fire, we'll cover you for up to the Amount Covered as shown on your certificate of insurance.​

Option for Extra Cover

If your motorcycle is stolen or a total loss, we'll cover for you for the Amount Covered as shown on your certificate of insurance, less any deductions that apply.

 $15 OFF

New policies when purchased online

Other ways to save


DAMAGE TO SOMEONE ELSE'S VEHICLE OR PROPERTY  Up to $20 million

DAMAGE TO YOUR MOTOCYCLE  

HAIL, STORM & FLOOD

DAMAGE TO YOUR PROTECTIVE CLOTHING OPTION FOR EXTRA COVER

FIRE DAMAGE  OPTION FOR EXTRA COVER

STOLEN OR A TOTAL LOSS OPTION FOR EXTRA COVER

Compulsory by law

CTP or Greenslip

Compulsory Third Party (CTP) is insurance attached to the registration of your vehicle, which provides protection, against compensation claims from people injured in a motor vehicle accident. 

Find out if you need CTP Insurance

We'll be there when you need us

Easy, paperless claims 24/7

Whether you lodge and track your claim over the phone or online, say goodbye to mountains of paperwork!

Fast and reliable repairs

Our goal is always to get you back on the road as fast as we can - safely.

Repairs guaranteed for life

We insist on the highest standards for our customers. That's why any repairs we authorise are covered by our Lifetime Guarantee.

Customer Rewards

We’d like to introduce you to AAMI Lucky Club, a place where our customers come to get access to amazing experiences.

Find out more

This content applies to new policies and renewal policies with a start date after 14 December 2020.

Option for Extra Cover

We’ll cover you for loss or damage to your protective clothing worn for motorcycle riding caused by fire and/or theft, for up to $1,000.​

Option for Extra Cover

If your motorcycle is damaged by fire, we'll cover you for up to the Amount Covered as shown on your certificate of insurance.​

Option for Extra Cover

If your motorcycle is stolen or a total loss, we'll cover for you for the Amount Covered as shown on your certificate of insurance, less any deductions that apply.

Amount Covered

How much your motorcycle’s insured for. ​

It’s the maximum amount we’ll pay for loss or damage to your motorcycle caused by an insured incident, less any deductions that may apply.​

The Amount Covered is shown on your certificate of insurance and includes GST.

Amount Covered

If your motorcycle is damaged by fire, we’ll cover the cost of repairs up to the Amount Covered shown on your certificate of insurance. If it’s a total loss, we’ll pay your Amount Covered (less any deductions).

Total Loss

We consider your motorcycle a total loss when:

  • It’s stolen and unrecovered after 14 days; or
  • It’s uneconomical or unsafe to repair​

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.

New motorcycle if less than 2 years old

If your motorcycle is a total loss, we’ll cover the cost to replace it with a new motorcycle that’s the same or similar make and model if:

  • Your motorcylcle is less than 2 years old
  • You’re the first registered owner

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.