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This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement). It's dry, we know, but it's essential reading.
Caravan
We define a caravan as a non-motorised vehicle for temporary or permanent living. It usually has two wheels and can be towed by a car.
We don’t mean vehicles such as motorised caravans, motorhomes, converted buses or semi-trailers.
If your caravan is
damaged
Up to $1,000 for emergency repairs so that you can tow your caravan safely.
If your caravan is damaged in an incident covered by your policy, and as a result it's not roadworthy, safe to tow or needs to be held in storage, we will cover the reasonable costs. See the PDS for full details.
We cover temporary accommodation costs up to $150 per day for up to 30 days (on-site) or 14 days (on-road).
Our goal is always to get you back on the road as fast as we can - safely.
We insist on the highest standards for our customers. That's why any repairs we authorise are covered by our Lifetime Guarantee.
Total Loss
Your caravan and/or annexe becomes a total loss if:
This is just a summary. For full details, check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.
If your caravan is
stolen or total loss
Amount Covered
How much your caravan is insured for.
It's the maximum amount we'll pay for loss or damage to your caravan caused by an insured incident. The amount is shown on your certificate of insurance and includes GST.
If your caravan can’t be repaired, or it’s stolen and not recovered within 14 days of acceptance of your claim for theft, we pay you the amount you covered it for, less any deductions that apply. See the PDS for full details.
If your caravan is less than 2 years old, you're the first registered owner and your claim is accepted as a total loss, where possible, we will replace it with a new caravan. See the PDS for full details.
Total Loss
Your caravan and/or annexe becomes a total loss if:
This is just a summary. For full details, check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.
Amount Covered
How much your caravan is insured for.
It's the maximum amount we'll pay for loss or damage to your caravan caused by an insured incident. The amount is shown on your certificate of insurance and includes GST.
If your contents are
stolen or damaged
We include automatic cover for up to $1,000 for accidental loss or damage to your contents in your caravan or annexe, which can be increased on request.
Amount Covered
How much your annexe is insured for.
It’s the maximum amount we’ll pay for loss or damage to your annexe caused by an insured incident, less any deductions that may apply. The amount is shown on your certificate of insurance and includes GST.
Annexes in use
Your caravan’s annexe is automatically covered when it’s locked in your caravan and not being used. However, you can take out optional cover for when it’s in use, up to your chosen Amount Covered.
Need more contents cover?
Your caravan's contents are automatically covered up to $1,000, but if you need more cover, no problem! Simply ask us about increasing it.
Increase your excess
Sounds complex but it’s very easy! With AAMI Flexi-Premiums®, you can choose to increase your excess to lower your premium.
Choose your 'Amount Covered'
You can choose the amount you want to cover your caravan for, within a range we provide, so you’re in control of the amount covered by your policy.
No Claim Bonus
Get a No Claim Bonus (NCB) discount off your premium as a reward for your good claims history! On each renewal, your discount will increase (until you reach the maximum level) if you haven’t made any claims that affect your NCB.
For a quote call 13 22 44
Amount Covered
How much your annexe is insured for.
It’s the maximum amount we’ll pay for loss or damage to your annexe caused by an insured incident, less any deductions that may apply. The amount is shown on your certificate of insurance and includes GST.
