On the road or on site

Caravan Insurance

Enjoy the adventure without the worry! Whether you're travelling Australia-wide or permanently on-site, we cover your caravan for accidents and theft. Includes fixtures and fittings.

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We've got you well covered

Giving you peace of mind

Caravan

We define a caravan as a non-motorised vehicle for temporary or permanent living. It usually has two wheels and can be towed by a car.

We don’t mean vehicles such as motorised caravans, motorhomes, converted buses or semi-trailers.

Theft and accidental damage

Rest easy, we've got your caravan covered for damage or loss caused by theft, attempted theft, collision, malicious damage and fire, and natural events such as hail, storm, flood or bushfire.
Includes fixtures and fittings

Such as furniture, refrigerator, stove, air conditioning unit, floor coverings, fixed awnings and solar panels.
Damage to other people’s vehicles and property

You’re also covered for damage to someone else’s vehicle or property up to $20 million.

This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement). It's dry, we know, but it's essential reading.

Call us for a quote

13 22 44

Pay/renew my policy

If your caravan is
damaged

Up to $1,000 for emergency repairs so that you can tow your caravan safely.

If your caravan is damaged in an incident covered by your policy, and as a result it's not roadworthy, safe to tow or needs to be held in storage, we will cover the reasonable costs. See the PDS for full details.

We cover temporary accommodation costs up to $150 per day for up to 30 days (on-site) or 14 days (on-road).

Our goal is always to get you back on the road as fast as we can - safely.

We insist on the highest standards for our customers. That's why any repairs we authorise are covered by our Lifetime Guarantee.

If your caravan is
stolen or total loss

If your caravan can’t be repaired, or it’s stolen and not recovered within 14 days of acceptance of your claim for theft, we pay you the amount you covered it for, less any deductions that apply. See the PDS for full details.

If your caravan is less than 2 years old, you're the first registered owner and your claim is accepted as a total loss, where possible, we will replace it with a new caravan. See the PDS for full details.

If your contents are
stolen or damaged

We include automatic cover for up to $1,000 for accidental loss or damage to your contents in your caravan or annexe, which can be increased on request.

Customer rewards

AAMI Lucky Club

AAMI Lucky Club lets eligible customers enjoy special offers, access to event perks like priority entry, premium viewing or pre-sales, and everyday discounts on groceries, petrol and more. More about AAMI Lucky Club.

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Optional Covers

Annexes in use

Your caravan’s annexe is automatically covered when it’s locked in your caravan and not being used. However, you can take out optional cover for when it’s in use, up to your chosen Amount Covered.

Need more contents cover?

Your caravan's contents are automatically covered up to $1,000, but if you need more cover, no problem! Simply ask us about increasing it.

Helping you get a better deal

Smart ways to lower your premium

Increase your excess

Sounds complex but it’s very easy! With AAMI Flexi-Premiums®, you can choose to increase your excess to lower your premium.

Choose your 'Amount Covered'

You can choose the amount you want to cover your caravan for, within a range we provide, so you’re in control of the amount covered by your policy.

No Claim Bonus

Get a No Claim Bonus (NCB) discount off your premium as a reward for your good claims history! On each renewal, your discount will increase (until you reach the maximum level) if you haven’t made any claims that affect your NCB.

For a quote call 13 22 44

This content applies to new policies and renewal policies with a start date after 14 December 2020.