Life Insurance & Income Protection

If you've ever thought, how your family would cope financially if you were no longer here or how you would cover rent if you got sick or hurt? Then the below products could benefit you.

Why insure with AAMI
  • Trusted by 2.8 million Australians1
  • Easy online quote and application
  • $1.2 billion paid in claims each year2

What we offer

Life Insurance

COVERS DEATH & TERMINAL ILLNESS

Help pay off any debts & help look after your loved ones

Income Protection

COVERS INJURY OR sickness

Help replace lost income to pay for expenses e.g. mortgage, rent, bills etc.

Accidental Injury

COVERS accidental Injuries

Helps cover upfront medical costs or everyday expenses, bills etc.

Payment type & amount

Lump sum up to $1million

Payment type & amount

Monthly payments covering up to 75% of your income, up to $10,000, for a 1 or 2 year benefit period

Payment type & amount

Lump sum payment of up to $100,000 dependent on injury type and package chosen

Payout

$10,000 paid to your beneficiary, usually within 24hrs of an approved claim, for immediate costs

Payout

30 day waiting period

Payout

No waiting period, cover paid out once claim approved

Bonus feature

After you have paid your policy for a year, your 13th month is free

Bonus feature

No premium payments required while receiving benefits

Bonus feature

The choice of Standard or Plus packages to best suit you

What we offer

Life Insurance

COVERS DEATH & TERMINAL ILLNESS

Help pay off any debts & help look after your loved ones

Payment type & amount

Lump sum up to $1million

Payout

$10,000 paid to your beneficiary, usually within 24hrs of an approved claim, for immediate costs

Bonus feature

After you have paid your policy for a year, your 13th month is free

Income Protection

COVERS INJURY OR sickness

Help replace lost income to pay for expenses e.g. mortgage, rent, bills etc.

Payment type & amount

Monthly payments covering up to 75% of your income, up to $10,000, for a 1 or 2 year benefit period

Payout

30 day waiting period

Bonus feature

No premium payments required while receiving benefits

Accidental Injury

COVERS accidental Injuries

Helps cover upfront medical costs or everyday expenses, bills etc.

Payment type & amount

Lump sum payment of up to $100,000 dependent on injury type and package chosen

Payout

No waiting period, cover paid out once claim approved

Bonus feature

The choice of Standard or Plus packages to best suit you

How to claim in 3 easy steps

In the unfortunate event that you need to make a claim, we’re here to ensure that you receive all the help you can get, as quickly and painlessly as possible. We know it’s a stressful enough time as it is.

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1. Call us

Call us on 13 22 44 as soon as possible after the event

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2. Receive a claims pack

We will send you a claims pack to fill in

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3. Complete form

Send us the completed claim form & requested info

How to claim in 3 easy steps

1. Call us on 13 22 44 as soon as possible after the event

2. We will send you a claims pack to fill in

3. Send us the completed claim form & requested info

Life & Income

Frequently asked questions

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Insurance you can trust

Trusted by 2.8 million Australians with their insurance needs1.

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Talk to a real person

Australian based call centres there to support you when you need us most.

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Award winning insurance

Winner of the 2014 Plan for Life - Direct Life Insurance Overall Excellence award.

Call 13 22 44 if you have any questions

1. Includes customers of both AAI Limited and Suncorp Life & Superannuation Limited which hold AAMI branded products
2. AAI, 2014