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What we offer
Read the Product Disclosure Statement for more information and full policy terms, including those covering when you may or may not be eligible for a benefit such as the involuntary unemployment benefit (Redundancy Cover) if applicable. ^Waiting and no claim periods, payout limits and exclusions apply.
What we offer
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Life Insurance COVERS DEATH & TERMINAL ILLNESS Help pay off any debts & help look after your loved ones |
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Payment type & amountLump sum up to $1million |
Payout$10,000 paid to your beneficiary, usually within 24hrs of an approved claim, for immediate costs |
Bonus featureAfter you have paid your policy for a year, your 13th month is free |
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Income Protection COVERS INJURY OR sickness Help replace lost income to pay for expenses e.g. mortgage, rent, bills etc. |
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Payment type & amountMonthly payments covering up to 75% of your income, up to $10,000, for a 1 or 2 year benefit period |
Payout30 day waiting period |
Bonus featureNo premium payments required while receiving benefits |
Accidental InjuryCOVERS accidental Injuries Helps cover upfront medical costs or everyday expenses, bills etc. |
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Payment type & amountLump sum payment of up to $100,000 dependent on injury type and package chosen |
PayoutNo waiting period, cover paid out once claim approved |
Bonus featureThe choice of Standard or Plus packages to best suit you |
Read the Product Disclosure Statement for more information and full policy terms, including those covering when you may or may not be eligible for a benefit such as the involuntary unemployment benefit (Redundancy Cover) if applicable. ^Waiting and not claim periods, payout limits and exclusions apply.
Life insurance guide
Not sure which product is right for you?
Look at ways to protect yourself depending on your circumstances.
Select which best sounds like you
How to claim in 3 easy steps
In the unfortunate event that you need to make a claim, we're here to ensure you receive the help you need as quickly and painlessly as possible. We're here to help.
1. Call us
Call us on 13 22 44 as soon as possible after the event
2. Receive a claims pack
We will send you a claims pack to fill in
3. Complete form
Send us the completed claim form & requested info
How to claim in 3 easy steps
In the unfortunate event that you need to make a claim, we're here to ensure you receive the help you need as quickly and painlessly as possible. We're here to help.
1. Call us on 13 22 44 as soon as possible after the event
2. We will send you a claims pack to fill in
3. Send us the completed claim form & requested info
Life Insurance Tips
Insurancey
Life insurance through super vs life insurance outside super
Whether you're just considering life insurance cover for yourself, or cover that includes your loved ones, you have a few options on your plate. Two of these are life insurance through your super fund and life insurance through a provider like AAMI.
Find out more
Life & Income
Frequently asked questions
An insurer will generally take into account a range of personal and lifestyle attributes when considering your application, including your age, height, weight, medical history, occupation, family health history and smoking status.
You can choose the monthly benefit to apply for up to a maximum of 75% of your taxable monthly earnings, up to $10,000 per month for Income Protection and $4,000 per month for optional redundancy cover...
We’re sorry you’re thinking of cancelling. For policy cancellations or to discuss your situation further, please call us on 13 22 44. If you do cancel, you may qualify for a refund for the unexpired portion of the premium less our cancellation fee and any non-refundable government charges (if applicable).
Most super funds offer at least a basic level of life insurance, and often income protection and Total Permanent Disability (TPD) insurance to protect members and their families from the financial hardship of death or a terminal illness.
The waiting period is the amount of time that has to pass before your benefit payments start. This period must be a consecutive number of days that you've been medically certified as unable to work by a medical practitioner. Your waiting period will be specified on your policy schedule.
Insurance you can trust
Trusted by 2.8 million Australians with their insurance needs1.
Unparalleled customer service
Support when you need us most.
AAMI Lucky Club
Get exclusive access to amazing experiences. Find out more.
Call 13 22 44 if you have any questions
1. Includes customers of both AAI Limited and Suncorp Life & Superannuation Limited which hold AAMI branded products
2. AAI, 2014
Suncorp supports and adheres to the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry through the Financial Services Council to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities. Download the Code here. For more information contact the Financial Services Council on (02) 9299 3022 (local call cost), email info@fsc.org.au or visit www.fsc.org.au
AAMI Lucky Club offers unique experiences exclusive to our customers. Access to shows, events and attractions with a little something extra – for you to enjoy with family and friends. That’s not very insurancey.
