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Life Insurance & Income Protection

Helping to provide financial support when you are no longer able to. Cover for death, sickness or injury.

Why insure with AAMI?

  • Trusted by 2.8 million Australians1
  • Easy online quote and application
  • $1.2 billion paid in claims each year2
Get a quote for

What we offer

Life Insurance

COVERS DEATH & TERMINAL ILLNESS

Help pay off any debts & help look after your loved ones

Income Protection with optional redundancy cover

COVERS INJURY OR SICKNESS OR INVOLUNTARY UNEMPLOYMENT

Help replace lost income to pay for expenses e.g. mortgage, rent, bills etc.

Accidental Injury

COVERS accidental Injuries

Helps cover upfront medical costs or everyday expenses, bills etc.

Payment type & amount

Lump sum up to $1million

Payment type & amount

Monthly payments covering up to 75% of your income, including up to $10,000 for Income Protection and up to $4,000 for 3 months redundancy cover ^

Payment type & amount

Lump sum payment of up to $100,000 dependent on injury type and package chosen

Payout

$10,000 paid to your beneficiary, usually within 24hrs of an approved claim, for immediate costs

Payout

30 day waiting period

Payout

No waiting period, cover paid out once claim approved

Bonus feature

After you have paid your policy for a year, your 13th month is free

Bonus feature

No premium payments required while receiving benefits

Bonus feature

The choice of Standard or Plus packages to best suit you

Read the Product Disclosure Statement for more information and full policy terms, including those covering when you may or may not be eligible for a benefit such as the involuntary unemployment benefit (Redundancy Cover) if applicable. ^Waiting and no claim periods, payout limits and exclusions apply.

What we offer

Life Insurance

COVERS DEATH & TERMINAL ILLNESS

Help pay off any debts & help look after your loved ones

Payment type & amount

Lump sum up to $1million

Payout

$10,000 paid to your beneficiary, usually within 24hrs of an approved claim, for immediate costs

Bonus feature

After you have paid your policy for a year, your 13th month is free

Income Protection

COVERS INJURY OR sickness

Help replace lost income to pay for expenses e.g. mortgage, rent, bills etc.

Payment type & amount

Monthly payments covering up to 75% of your income, up to $10,000, for a 1 or 2 year benefit period

Payout

30 day waiting period

Bonus feature

No premium payments required while receiving benefits

Accidental Injury

COVERS accidental Injuries

Helps cover upfront medical costs or everyday expenses, bills etc.

Payment type & amount

Lump sum payment of up to $100,000 dependent on injury type and package chosen

Payout

No waiting period, cover paid out once claim approved

Bonus feature

The choice of Standard or Plus packages to best suit you

Read the Product Disclosure Statement for more information and full policy terms, including those covering when you may or may not be eligible for a benefit such as the involuntary unemployment benefit (Redundancy Cover) if applicable. ^Waiting and not claim periods, payout limits and exclusions apply.

Life insurance guide
Not sure which product is right for you?

Look at ways to protect yourself depending on your circumstances.

Select which best sounds like you

How to claim in 3 easy steps

In the unfortunate event that you need to make a claim, we're here to ensure you receive the help you need as quickly and painlessly as possible. We're here to help.

1. Call us

Call us on 13 22 44 as soon as possible after the event

2. Receive a claims pack

We will send you a claims pack to fill in

3. Complete form

Send us the completed claim form & requested info

How to claim in 3 easy steps

In the unfortunate event that you need to make a claim, we're here to ensure you receive the help you need as quickly and painlessly as possible. We're here to help.

1. Call us on 13 22 44 as soon as possible after the event

2. We will send you a claims pack to fill in

3. Send us the completed claim form & requested info

Life Insurance Tips

Life insurance through super vs life insurance outside super

Insurancey

Life insurance through super vs life insurance outside super

By AAMI

Whether you're just considering life insurance cover for yourself, or cover that includes your loved ones, you have a few options on your plate. Two of these are life insurance through your super fund and life insurance through a provider like AAMI.

Life & Income

Frequently asked questions

Insurance you can trust

Trusted by 2.8 million Australians with their insurance needs1.

Talk to a real person

Australian based call centres there to support you when you need us most.

AAMI Lucky Club

Get exclusive access to amazing experiences. Find out more.

Call 13 22 44 if you have any questions

1. Includes customers of both AAI Limited and Suncorp Life & Superannuation Limited which hold AAMI branded products
2. AAI, 2014

Suncorp supports and adheres to the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry through the Financial Services Council to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities. Download the Code here. For more information contact the Financial Services Council on (02) 9299 3022 (local call cost), email info@fsc.org.au or visit www.fsc.org.au

AAMI Lucky Club offers unique experiences exclusive to our customers. Access to shows, events and attractions with a little something extra – for you to enjoy with family and friends. That’s not very insurancey.

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