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About Skilled Drivers
Did you know that 39% of young drivers we recently surveyed* admit to sending or reading a text message while driving? And over half of these drivers felt young people don't get adequate driver training before they get their licence and 84% believe it should be compulsory to do a safe driving course?
That's where we can help. Our AAMI approved driver training program provides a one day driving course designed to arm young drivers who are under 25 years of age with safe driving techniques and a better understanding of what it takes to be safe on the road.
Who can do the course?
For AAMI Comprehensive Car policies with a start date on or after 19 June 2018
The course is open to all AAMI customers who hold an AAMI Comprehensive Car policy (purchased or renewed on 19 June 2018 or after) and hold a P-Plate or full license, at a cost to you, and if:
Then you, your child or grandchild are eligible to undertake the course at a cost to you and on completion you are eligible to receive up to a 10% discount on your AAMI Comprehensive Car Insurance rated premium, until the first renewal on or after the participant turns 25 as long as the participant remains a listed driver. The discount does not apply to the portion of the rated premium relating to AAMI Roadside Assist, if you have purchased that option. Ask us for details of approved providers. AAMI does not pay for the course.
For AAMI Comprehensive Car policies with a start date before 19 June 2018
Unfortunately you can't do the course just yet
Yes, you can still do the course, at a cost to you, as long as you have either a P-Plate or full driving licence.
Bear in mind that the course is designed to address common issues for young drivers and so the course content focuses on drivers under 25.
If you’re not an AAMI Comprehensive Car Insurance customer you can still do the course at a cost to you. And if after completing the course you purchase a a AAMI Comprehensive Car Insurance Policy (your Policy), you’ll be eligible for a discount on your Policy’s rated premium, until the first renewal on or after you turn 25 as long as you remain a listed driver. This is just a summary. For full details about what is and isn't covered, please read your Policy. It's dry, we know, but it's essential reading.
What you'll learn in your one day Skilled Driver course:
- The principles of Defensive Driving - how to minimise risks and improve driver safety margin
- Hazard Detection - the technique and skill of reading ahead and identifying hazards
- Understanding the limitations of relying on emergency control skills
- LOOK UP. STAY BACK® - the two behaviours that will halve your crash risk
- BAAMS® Driver Profile - Behaviour, Attitude, Awareness, Motivation and Skills
- Vehicle safety - checklist, driving position, tyres and pressures
- Practical Activities - understanding the relationship between reaction time, speed and stopping distances
- Vehicle dynamics - understanding what causes skids and vehicle instability
- Key road laws - how much can you rely on road laws to keep you safe - practical interpretation
Note: All practical training is conducted at suburban speeds.
Ready to learn about being a safer driver?
The AAMI Approved Driver courses run from 8.15am to around 4.15pm.
More information is available when registering your course.
Please note that a Murcott's representative may be in contact with you to discuss your registration.
On the day
Who it's conducted by
The courses are conducted by Murcotts Driving Excellence. The trainers hold all necessary qualifications relevant for the state in which the course is conducted.
Safety is our first priority
All courses are conducted in a controlled environment, under strict supervision and by experienced trainers. A trainer can decide if your vehicle is unsuitable to do the practical exams.
Bring your own car
We recommend you bring the car you usually drive. It doesn't have to be the car insured by AAMI, as long as it is registered.
Parents / moral support
Due to safety concerns spectators are not permitted.
The trainer needs proof on the day that you have a current drivers licence.
Come rain or shine, the AAMI Skilled Drivers Course will go ahead.
Please remove all loose items from the interior and exterior before you arrive.
How the Discount works
Once you complete the AAMI Skilled Drivers Course, the related Comprehensive Car Insurance policy holder – whether it be you, your parent or grandparent – gets a discount on their rated premium.
The discount is applied until the first renewal on or after the participant turns 25 as long as the participant remains a listed driver. The discount does not apply to the portion of the rated premium relating to AAMI Roadside Assist, if you have purchased that option.
If I drive my parent's car and I'm on my parent's Comprehensive Car Insurance policy as a driver, do they get the discount?
Yes, as long as you're under 25 and a listed as a driver on their policy.
If you and your parents have separate policies, then only the Skilled Driver participant (you) who is under 25 will be eligible for the discount.
If my parents pay for my insurance, can I still get the discount for the course?
What if I've already paid my insurance this year?
You'll receive the discount on the unexpired portion of your rated premium for the remaining period of insurance, as a refund. In subsequent years, the discount will be recognised when you renew, so long as the eligible Skilled Driver participant is still under 25 years of age at renewal and is a listed driver on the policy.
Making our roads safer
In 45 odd years since the birth of AAMI, we've helped get people back on the road after literally millions of accidents.
From scrapes and dings to fender benders, embarrassing errors in reversing to the more serious of accidents, we've seen them all.
That's why we put safety at the centre of everything we do.
*AAMI 2016 Crash Index