Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.
Crash Index 2021
Is your suburb featured?
TIED 5th
Gympie Road, Aspley
The Aspley stretch of Gympie Road moves up a spot from last year – a jump that may not surprise those who frequent this busy, arterial road.
TIED 5th
Logan Road, Mount Gravatt
Logan Road is a familiar face on our Crash Index, but there’s reason for optimism –it’s dropped three spots from its 2020 runner-up position. Though, still practise caution here, especially near the Creek Road intersection.
4th
Ipswich Road, Annerley
What comes to mind when you think of Annerley? Op shops? Taco Bell? You might want to add road incidents to that list – Ipswich Road holds 4th place on our Crash Index.
3rd
Morayfield Road, Morayfield
Morayfield Road also maintains its 3rd spot this year. Stay cautious when you’re transiting through the area or heading to Bite Markets for the day.
2nd
Gympie Road, Chermside
Gympie Road’s peak hour traffic is infamous in Brissie – that’s why this stretch frequently tops our lists, even taking the crash hotspot crown in 2020. This year, it falls to 2nd place.
1st
Bruce Highway, Caboolture
It’s been a dramatic year for the Bruce Highway – in the span of 12 months, it sped up the ranks from #10 to Brisbane’s #1 crash hotspot! Gympie Road was reigning champion for three consecutive years, so stealing the crown is quite a feat.
Afternoons on Bruce Highway are especially risky. According to our claims data, 33% of our crashes occur at this time. As for the worst days, Sunday takes the cake.
Lucky you're with AAMI
QLD Car Insurance
In Queensland, Compulsory Third Party (CTP) Insurance is attached to the registration of your vehicle and covers car accident-related injury costs for which you may be liable. Once that’s sorted, you should consider coverage for damage to cars and property, with Third Party Property Damage or Comprehensive Car Insurance.
TIED 5th
Hume Highway, Yagoona
Stay alert Yagoona locals, and those just passing through for a quick banh mi – this stretch of the Hume Highway is Sydney’s 5th most dangerous road.
TIED 5th
Richmond Road, Marsden Park
The daily congestion on Richmond Road is a struggle that unites Marsden Park locals. It’s no surprise that this road comes in at #5, jumping up five spots from 2020.
TIED 4th
Victoria Road, West Ryde
Victoria Road hasn’t budged from last year’s spot at #4. With its frequent stream of motorists – including students on the way to the nearby TAFE – it’s going to be hard for this road to improve.
TIED 4th
M5 Motorway, Moorebank
Be careful Moorebank residents, and those driving in to drop the kids off at footy practice. This stretch of the M5 Motorway is a newcomer at #4.
3rd
Pacific Highway, Chatswood
With its retail stores, high-rises and live music venues, Chatswood is one of the most vibrant areas of Sydney. But that all comes with a price: traffic congestion. Moving up two spots from last year, this stretch comes in 3rd place.
2nd
M4 Motorway, Parramatta
The M4 Motorway is notorious for its congestion – it’s not surprising that it’s our #2 crash hotspot in Sydney. But the new smart motorway system brings hope! Perhaps this road will soon slide down our list.
1st
Hume Highway, Liverpool
The Hume Highway has done it again. This infamous stretch of road has held its #1 spot for the past eight years, excluding 2017.
Stay extra alert in the afternoons – that’s when 38% of crashes occur. You’re also most likely to crash on a Friday, so stay cautious while ringing in the weekend.
Lucky you're with AAMI
NSW Car Insurance
Before you can register your car in NSW, you’ll need Compulsory Third Party (CTP) Insurance – aka Green Slip – which covers the cost of injuries caused by car accidents. Once that’s taken care of, consider coverage for damage to cars and property, with Third Party Property Damage or Comprehensive Car Insurance.
5th
Anthony Rolfe Avenue, Gungahlin
The development of Gungahlin’s retail and commercial precinct is fast making it a coveted suburb. But growth comes with a downside: traffic congestion. That’s why Anthony Rolfe Avenue comes in at #5.
4th
Belconnen Way, Belconnen
Belconnen Way is a newcomer, coming in at #4. Stay alert on the way to Westfield (otherwise known as Belconnen Mall, to the locals).
3rd
Gundaroo Drive, Gungahlin
It’s looking like a bad year for Gungahlin. This stretch of Gundaroo Drive comes in at #3. Let’s hope congestion eases in the coming years.
2nd
Canberra Avenue, Fyshwick
It seems like most years, Canberra Avenue and Monaro Highway are jostling for the top spot, and this year is no different. Canberra Avenue, last year’s crash hotspot champion, drops to 2nd place in 2021.
1st
Monaro Highway, Hume
The infamous Monaro Highway takes Canberra’s crash crown. This well-known speeding hotspot held this position for three years in a row, only losing to Canberra Avenue in 2020.
The Monaro Highway has no shortage of commuters and heavy vehicles, so practise caution here, especially in the arvos and peak evenings – most crashes occur at these times. As for worst days, Mondays and Thursdays are the riskiest, according to our data.
5th
Craigieburn Road, Craigieburn
Melbourne’s north is said to be one of the fastest growing regions in Australia, and all that growth brings congestion. It’s no surprise that Craigieburn Road has been steadily rising in the ranks, entering #5 this year after previously sitting at #9. Let’s hope the planned upgrades ease some of the strain on this major arterial road.
4th
Bell Street, Preston
Preston has been a fast-developing suburb for years, with its Victorian shop fronts, and many cafes and multicultural restaurants. Perhaps that’s why this stretch of Bell Street has jumped three spots up to #4.
3rd
Springvale Road, Springvale
Springvale Road maintains its 3rd spot, which would come as no shock to commuters who deal with its congestion and speeding drivers on the daily.
2nd
Springvale Road, Glen Waverley
Springvale Road does it again. This infamous repeat offender maintains its #2 spot in 2021. With its congestion, stop-start traffic, and distracted shoppers coming to and from the newly expanded Glen – it doesn’t look like its reputation will improve.
1st
Plenty Road, Bundoora
Plenty Road in Bundoora takes Melbourne’s crash crown, after holding the title for four years in a row – quite the feat!
This stretch has many factors working against it: a heavy stream of commuters, multiple entry points, several lanes of traffic in both directions and a tram track running down the middle. Stay alert in the mornings – our claims data shows that this is when 31% of crashes occur. As for worst days, watch out for Tuesdays and Thursdays.
Lucky you're with AAMI
Vic Car Insurance
You’ll need Compulsory Third Party (CTP) Insurance to cover injury-related costs, but it’s bundled into your rego. So, with that taken care of, you just need to consider coverage for damage to cars and property with Third Party Property Damage or Comprehensive Car Insurance.
Tied 5th
Port Road, Hindmarsh
Hindmarsh may be known as the place to go to see the footy or catch a show at Holden St Theatres, but it’s fast becoming known for road incidents. This year, the Hindmarsh stretch of Port Road makes an entry to our Crash Index at #5.
Tied 5th
North Terrace, Adelaide
The CBD stretch of North Terrace also comes in at #5. This notorious stretch is a familiar face on our Crash Index, taking Adelaide’s crash crown in 2019. With Adelaide’s car dependence and increasing urban sprawl, traffic isn’t improving anytime soon.
4th
North East Road, Holden Hill
The Holden Hill stretch of North East Road takes 4th place. Stay alert on this major arterial road, whether you’re on your daily commute or heading to Tea Tree Plaza.
Tied 3rd
Anzac Highway, Plympton
The Plympton stretch of Anzac Highway is another frequent offender, coming in at #3 this year. Stay alert here: regular lane blockages as well as a heavy stream of city and beach commuters mean congestion is unlikely to ease.
Tied 3rd
Main North Road, Elizabeth
Main North Road, Elizabeth also comes in at #3. Be cautious on this major north-south arterial road, especially when city commuting or weekend shopping at Elizabeth Shopping Centre.
2nd
North East Road, Holden Hill
Marion, home to Adelaide’s largest shopping centre, is becoming known for its traffic problems. This year it moves up a spot to #2 on our Crash Index. Be extra careful driving to and from Flinders uni, and when heading to the shops.
1st
South Road, Edwardstown
South Road, Edwardstown has shot up the ranks, claiming Adelaide’s crash crown after holding its 5th spot for two years since 2019.
As the southern suburbs grow, more city commuters pass through this major arterial road. Mornings and arvos are the riskiest, making up 38% of our claims. As for the worst days, Tuesday takes the cake.
Lucky you're with AAMI
SA Car Insurance
As part of the car registration process in SA, you’ll need to choose a provider for your Compulsory Third Party (CTP) Insurance, which covers costs that arise from injuries caused by car accidents. Once that’s taken care of, consider coverage for damage to cars and property, with Third Party Property Damage or Comprehensive Car Insurance.
5th
Brooker Highway, Hobart
This major artery is a frequent offender on our Crash Index. As one of the busiest highways in Tas, carrying thousands of motorists per day – it’s no surprise why. But there’s good news this year! The Brooker Highway drops two spots down to #5.
4th
Main Road, Moonah
Moonah is rising the ranks, from #7 last year to #4 in 2021. It looks like growth comes with a cost: congestion. Stay alert here, especially when commuting to and from the CBD.
3rd
Sandy Bay Road, Sandy Bay
Heading to the beach or casino for the day? You’d better stay cautious – Sandy Bay Road has been a familiar presence in Tassie’s top three hotspots over the years. This year, it takes #3, moving up a spot from 2020.
2nd
Macquarie Street, Hobart
Hobart’s inner hub is notorious for traffic issues – in fact, Hobart has been named the 4th most congested capital in Australia! This year, Macquarie Street, Hobart holds 2nd place on our Crash Index. Hobart’s car independence, population growth and building boom are a sure recipe for congestion.
1st
Argyle Street, Hobart
Argyle Street holds the dishonourable title of Tassie’s #1 crash hotspot for the 2nd year in a row! This road is popular among commuters trying to avoid the congested Brooker Highway. The hospital, hotel and numerous shops and restaurants along this route certainly don’t help.
Stay alert in the afternoons — 49% of crashes occur at this time, according to our claims data. As for worst days, be wary of Mondays and Thursdays.
Tied 5th
Welshpool Road, Welshpool
Stay alert Welshpool locals, city commuters and those driving through on the way to the zoo. This major arterial road jumps two spots up to #5.
Tied 5th
Wanneroo Road, Wanneroo
Wanneroo is known for its pristine nature reserves and outdoor activities, but it’s also becoming known for road incidents. This stretch of Wanneroo Road moves up a spot to 5th place this year.
Tied 4th
Tonkin Highway, Bayswater
The Bayswater stretch of Tonkin Highway is a major bottleneck carrying more than 120,000 vehicles daily – so, it’s no surprise that this road comes in at #4. But stay hopeful Perthies! Major upgrades to the Tonkin Highway are expected to shorten commutes.
Tied 4th
Mitchell Freeway, Perth
Perth’s traffic volume is expected to outgrow the Mitchell Freeway’s design capacity by the next decade! It certainly looks like things are heading in that direction, with this road holding 4th place – especially in pandemic times when many Perthies are choosing cars over public transport.
3rd
Great Eastern Road, Midland
Perth’s #1 crash hotspot moves down to #3 this year, but peak hour is still a nightmare. The Midland stretch of Great Eastern Road has all the markers for congestion: a busy shopping precinct, including a major shopping centre, and the commercial centre of the Swan Valley wine region.
Tied 2nd
Nicholson Road, Canning Vale
Nicholson Road in Canning Vale is another familiar face on our Crash Index. Daily commuters in the area know the length and stress of its peak hour all too well. This year, it maintains 2nd place.
Tied 2nd
Albany Highway, Kelmscott
Kelmscott is known for being green and family-friendly, with its various parks and playgrounds. But it’s getting a rep for road incidents! This year, the Kelmscott stretch of Albany Highway sits at #2 – quite a feat, considering it wasn’t featured on our list in 2020!
1st
Albany Highway, Cannington
Albany Highway in Cannington has held Perth’s crash crown for many years, aside from 2020, when it sat at #3. This area has no shortage of motorists, including a constant stream of commuters to Westfield and surrounding shopping precincts. But things may ease with the planned upgrades to the Leach Highway and Welshpool Road intersection – fingers crossed!
Stay alert in the arvo — this is when 34% of crashes occur, according to our claims data. As for worst days, Saturday takes the cake.
5th
Stuart Highway, Berrimah
With its archery range and golf courses, Berrimah is the place for a day of outdoor recreation. But stay alert on the way there! This stretch of the Stuart Highway is the 5th most dangerous road in Darwin.
4th
Arnhem Highway, Humpty Doo
If you’re transiting through Humpty Doo or making the day trip there to play golf against a rural backdrop – stay wary. This section of the Arnhem Highway comes in at #4.
3rd
Stuart Highway, Palmerston
The Stuart Highway strikes again! Practise caution here, whether you’re a local or someone taking the kids out for a day at the water park.
2nd
Stuart Highway, Darwin
The Stuart Highway is shaping up to be Darwin’s most problematic highway – its CBD stretch comes in at #2. Watch out for other drivers as you head to and from the city centre.
1st
Stuart Highway, Coolalinga
It’s no surprise that this highway dominates our list of Darwin’s most dangerous roads – more than 17,150 vehicles pass through its centre daily! Arvos are the riskiest, making up 38% of our crash claims. As for worst days, Wednesday takes the cake.
What’s the most common accident type?
Watch out for the car in front of you! Nose-to-tail collisions are the most common crash type in all our top hotspots, apart from Hobart and Darwin.
Most of Hobart’s claims are for accidental damage to parked cars.
And if you’re in Darwin, carpark dings, failure to give way and nose to tail accidents are equally common.
Who is most likely to crash?
Men are most likely to make a claim for a crash in all our top hotspots, apart from Hobart, and Darwin, where women take the cake. Sydneysiders of all genders are equally represented in our crash claims.
People aged between 35-49 are also most likely to make a claim, nation-wide.
The AAMI Crash Index is based on motor accident insurance claims made by customers of all AAI Limited’s portfolio of brands including AAMI, GIO, Suncorp Insurance, Shannons, APIA, Bingle, CIL Insurance, Vero Insurance, and Essentials by AAI. Claims data was calculated from 1 July 2020 to 30 June 2021.
The information is intended to be of a general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.
Insurance is issued by AAI Limited ABN 48 005 297 807 trading as AAMI. AAMI Roadside Assist is an Optional Cover only available in conjunction with AAMI Comprehensive Car Insurance. Terms and conditions for coverage apply. Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available.
