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our most economical

Third Party Car Insurance

Well covered for the basics, giving you peace of mind without the bells and whistles.

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SAVE $20

Discount automatically applied when you purchase online

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What's included in Third Party Car Insurance?


$20 OFFnew policies when purchased online

Third Party Car Insurance covers damage you cause to other people's vehicles + property only. This is a different form of cover to Compulsory Third Party Insurance (also known as a 'CTP or 'Green Slip'), which covers your liability to pay compensation for injuries to other people.



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Policy document downloads

Product Disclosure Statement (PDS)


  • Damage to other people's vehicles and property

    Rest easy, we’ve got you covered up to $20 million if your car damages someone else’s vehicle or property.

  • Damage by uninsured drivers

    You’re also covered up to $5,000 for damage to your car by an uninsured driver at fault.

This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement). It's dry, we know, but it's essential reading.

AAMI Third Party Car Insurance


The Fire and Theft Cover optional extra upgrades your policy to include cover against fire, theft and attempted theft damage to your car.

  • Car Theft

Your car deserves the best

Comprehensive Car Insurance

Everything above, plus...

  • Accidental damage to your car – even when it’s your fault
  • Choose a larger amount to cover your car for
  • Optional 24/7 roadside assistance - with AAMI Roadside Assist

$50 off Comprehensive Car when you buy online

Join and enjoy exlusive access to shows and events with your family and friends

We’d like to introduce you to AAMI Lucky Club, a place where our customers come to get exclusive access to amazing experiences. Because at AAMI, we’re an insurance company that’s not very insurancey.

Find out more

Personal items

Left something in the car? We pay up to $500 for things that were in your car when the car was stolen, such as phones, laptops or clothing. (Exceptions apply such as cash and tools.)

Replacement Keys

Up to a value of $1,000.

Hire car

We keep you on the road with a hire car until your car’s returned undamaged or repaired, to a maximum of 21 days.

Write Off

We consider your car a write off when:

  • It’s stolen and unrecovered after 14 days; or
  • We decide it's uneconomical, impractical or unsafe to repair.

We also refer to this as ‘total loss’.

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.

Amount Covered

How much your car’s insured for.

It’s the maximum amount we’ll pay for loss or damage to your car caused by an insured incident.  The amount is shown on your certificate of insurance and includes GST.

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