ON THE ROAD OR ON SITE
Enjoy the adventure without the worry! Whether you’re travelling Australia-wide or permanently on-site, we cover your caravan for accidents and theft. Includes fixtures and fittings.
We've got you well covered
This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement). It's dry, we know, but it's essential reading.
We define a caravan as a non-motorised vehicle for temporary or permanent living. It usually has two wheels and can be towed by a car.
We don’t mean vehicles such as motorised caravans, motorhomes, converted buses or semi-trailers.
If your caravan is
Up to $1,000 for emergency repairs so that you can tow your caravan safely.
If you can’t tow your caravan safely, we cover towing and storing it, up to $3,000.
We cover temporary accommodation costs up to $150 per day for up to 30 days (on-site) or 14 days (on-road).
Our goal is always to get you back on the road as fast as we can - safely.
We insist on the highest standards for our customers. That's why any repairs we authorise are covered by our Lifetime Guarantee.
If your caravan is
stolen or written off
If we determine your caravan can’t be repaired, or it’s not recovered within 14 days of us approving your claim, we pay you the amount you covered it for.
If your caravan’s less than 2 years old and you’re the first registered owner, we replace it with a new caravan and pay any on-road
We consider your car a write off when:
- It’s stolen and unrecovered after 14 days; or
- We decide it's uneconomical, impractical or unsafe to repair.
We also refer to this as ‘total loss’.
This is just a summary. For full details, check the PDS (Product Disclosure Statement). It's dry, we know, but it's essential reading.
How much your caravan is insured for.
It's the maximum amount we'll pay for loss or damage to your caravan caused by an insured incident. The amount is shown on your certificate of insurance and includes GST.
If your contents are
stolen or damaged
Wait, there's more!
Annexes in use
Your caravan's annexe is automatically covered when it's locked inside your caravan, but you can take out extra cover for when it's in use, up to your chosen Amount Covered.
How much your annexe is insured for.
It's the maximum amount we'll pay for loss or damage to your annexe caused by an insured incident. The amount is shown on your certificate of insurance and includes GST.
Need more contents cover?
Your caravan's contents are automatically covered up to $1,000, but if you need more cover, no problem! Simply ask us about increasing it.
Helping you get a better deal
Increase your excess
Sounds complex but it’s very easy! With AAMI Flexi-Premiums®, you can choose to increase your excess to lower your premium.
Choose your 'Amount Covered'
You can choose the amount you want to cover your caravan for, within a range we provide, so you’re in control of the cover you need.
No Claim Bonus
Get a No Claim Bonus (NCB) discount off your premium as a reward for your good claims history! On each renewal, your discount will increase (until you reach the maximum level) if you haven’t made any claims that affect your NCB.