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On the road or on site

Caravan Insurance

Enjoy the adventure without the worry! Whether you're travelling Australia-wide or permanently on-site, we cover your caravan for accidents and theft. Includes fixtures and fittings.

For a quote call us on

13 22 44

Make a claim

We've got you well covered

Giving you peace of mind

  • Caravan

    We define a caravan as a non-motorised vehicle for temporary or permanent living.  It usually has two wheels and can be towed by a car.

    We don’t mean vehicles such as motorised caravans, motorhomes, converted buses or semi-trailers.

    Theft and accidental damage

    Rest easy, we've got your caravan covered for damage or loss caused by theft, attempted theft, collision, malicious damage and fire, and natural events such as hail, storm, flood or bushfire.

  • Includes fixtures and fittings

    Such as furniture, refrigerator, stove, air conditioning unit, floor coverings, fixed awnings and solar panels. 

  • Damage to other people’s vehicles and property

    You’re also covered for damage to someone else’s vehicle or property up to $20 million.

This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement). It's dry, we know, but it's essential reading.

Caravan

We define a caravan as a non-motorised vehicle for temporary or permanent living.  It usually has two wheels and can be towed by a car.

We don’t mean vehicles such as motorised caravans, motorhomes, converted buses or semi-trailers.

Call us for a quote

13 22 44

Pay/renew my policy

If your caravan is
damaged

Total Loss

Your caravan and/or annexe becomes a total loss if:​

  • It is stolen and unrecovered after 14 days and we accept your claim for theft of your caravan and/or annexe; or​
  • It is uneconomical or unsafe to repair, including where the combined repair costs and salvage value are likely to be more than the amount covered by your policy.​

​This is just a summary. For full details, check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.​

If your caravan is
stolen or total loss

Total Loss

Your caravan and/or annexe becomes a total loss if:​

  • It is stolen and unrecovered after 14 days and we accept your claim for theft of your caravan and/or annexe; or​
  • It is uneconomical or unsafe to repair, including where the combined repair costs and salvage value are likely to be more than the amount covered by your policy.​

​This is just a summary. For full details, check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.​

Amount Covered

How much your caravan is insured for.

It's the maximum amount we'll pay for loss or damage to your caravan caused by an insured incident. The amount is shown on your certificate of insurance and includes GST.

If your contents are
stolen or damaged

We include automatic cover for up to $1,000 for accidental loss or damage to your contents in your caravan or annexe, which can be increased on request.

Wait, there's more!

Optional Covers

Amount Covered

How much your annexe is insured for.​

It’s the maximum amount we’ll pay for loss or damage to your annexe caused by an insured incident, less any deductions that may apply. The amount is shown on your certificate of insurance and includes GST.​

Annexes in use

Your caravan’s annexe is automatically covered when it’s locked in your caravan and not being used. However, you can take out optional cover for when it’s in use, up to your chosen Amount Covered.

Need more contents cover?

Your caravan's contents are automatically covered up to $1,000, but if you need more cover, no problem! Simply ask us about increasing it.

Helping you get a better deal

Smart ways to lower your premium

Increase your excess

Sounds complex but it’s very easy! With AAMI Flexi-Premiums®, you can choose to increase your excess to lower your premium.

Choose your 'Amount Covered'

You can choose the amount you want to cover your caravan for, within a range we provide, so you’re in control of the amount covered by your policy.

No Claim Bonus

Get a No Claim Bonus (NCB) discount off your premium as a reward for your good claims history! On each renewal, your discount will increase (until you reach the maximum level) if you haven’t made any claims that affect your NCB.

For a quote call 13 22 44 

This content applies to new policies and renewal policies with a start date after 14 December 2020.

Amount Covered

How much your annexe is insured for.​

It’s the maximum amount we’ll pay for loss or damage to your annexe caused by an insured incident, less any deductions that may apply. The amount is shown on your certificate of insurance and includes GST.​