Do I get a hire car in the event of a claim?
Hire cars are included in two instances for Comprehensive Car Insurance, when an incident is covered by your policy. Firstly, if an incident wasn’t your fault and secondly, if your car was stolen.
- If your car is damaged by an incident where you weren’t at fault and it cannot be safely driven for repairs, as long as you can give us the name and address of the person at fault and the registration number of the at fault vehicle involved, we’ll cover the reasonable cost of a hire car that meets your transport needs.
- If your car is stolen, we will cover the reasonable cost of a hire car that meets your transport needs for up to 21 days.
You also have the opportunity to add hire car as an optional cover with your AAMI Comprehensive Car Insurance. Enjoy the convenience of a hire car when your car's out of action following an incident covered by your policy, even if it's your fault.
If you have Third Party Fire & Theft Car Insurance, and your car is stolen, we will cover the reasonable cost of a hire car that meets your transport needs for up to 21 days.
Optional cover benefits are subject to the terms, conditions, limits, and exclusions of the insurance policy. You can’t add optional covers after an incident and have damage or loss covered for that same incident. Optional covers must be added to your policy before the incident you’re claiming for. Please refer to the PDS for more information.