Got a question? AAMI has you covered.
What happens if my car is a total loss?
If your car is assessed to be a total loss or a ‘write off’ from an insured accident, then instead of being repaired, the amount your car is covered for will be given as a cash payout (less any deductions). If your car is less than 24 months old, we’ll replace it with a brand new one of the same make and model.
For full details, please download the Comprehensive Car Insurance PDS and Additional Information Guide here.