If you get a motorcycle insurance quote online and go on to purchase online, you’ll be eligible for our online discount. The amount will vary depending on whether you choose a Comprehensive or Third Party policy.
With Flexi-Premiums you can choose to be liable for a higher excess payment than the standard, should you ever make a claim for which excess is payable. Choosing to apply this to your policy will mean that your premium payments are lower. The range of Flexi-Premiums excess that we offer is between $500 and $1,200.
Variable Amount Covered
For a Comprehensive policy, or a Third Party policy with the optional Fire & Theft coverage added, your certificate of insurance will specify an Amount Covered. This is the maximum amount that you’ll be paid for replacement or repair if your make a claim and we accept it.
You can lower your Amount Covered, which will usually mean that your premiums are lower. However, this can mean that you’re up for more out-of-pocket costs if you need to replace your bike, o pay for an expensive repair. Whether that trade-off is worthwhile is something you need to consider.
No Claim Bonus (NCB)
The NCB is a discount on your premium that rewards you for good claims history. It will increase or remain at the maximum upon each renewal if you don’t make a claim, or you make a claim for which you’re not at fault and where the other party can be identified. The levels of NCB discount are between 0% and 60%.
This discount is only available for Comprehensive Motorcycle Insurance policies.