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Dog Insurance

Your canine companion is practically a member of the family – so you’ll want to take care of it like one. AAMI, together with petinsurance.com.au, can help make it easier to protect your whole family.

Two months cover free

With all new pet insurance policies.
Terms & conditions apply.

What does Dog Insurance cover?

Dog Insurance offers cover for 80% of eligible vet costs associated with your best mate’s accidental injuries, and for costs associated with illness. You’ll also have cover for emergency boarding, and access to optional cover for routines such as tick control and obedience training.

Puppy Insurance

If your pup is between eight weeks & six months old

Enjoy fixed premiums for up to three years.

vs

Accidental Injury & Illness

For dogs between 6 months and 9 years.

Entry age limit
6 months to 9 years

Excess

$0

Benefit

80%

ANNUAL BENEFIT LIMIT

$10,000

Covers Accidental Injury

tick

Covers illness

tick

Annual consultation limit

$300

Annual cruciate ligament limit

$2,600

Annual skin conditions limit

$500

Tick paralysis

$1,500

Emergency boarding

$1,000

Waiting periods

30 days for illness

6 months for cruciate ligament

Policy document download

vs

Accidental Injury

For dogs older than 6 months.

Entry age limit

From 6 months

Excess

$0

Benefit

80%

ANNUAL BENEFIT LIMIT

$8,000

Covers Accidental Injury

tick

Covers illness

cross

Annual consultation limit

$300

Annual cruciate ligament limit

$2,600

Annual skin conditions limit

cross

Tick paralysis

$1,500

Emergency boarding

$500

Waiting periods

30 days for:

Soft tissue injury, ingestion of foreign object, traumatic disc rupture, poisoning, tick paralysis, heat stroke, eye trauma, gastric dilation volvulus, embedded grass seed, fight wounds or abscess, trauma induced respiratory impairment, torn nail

Product document download

What's not covered?

  • Pre-existing conditions
  • Dental care
  • Day-to-day care

These are just a few examples. For more detail and a full list of exclusions, see page 29 of the PDS.

OPTIONAL EXTRAS
for all Pet Insurance policies

vs

Routine Care

In addition to the standard inclusions with your Dog Insurance policy, you can add cover for your dog’s routine expenses for just a little extra.

$100 benefit for any one of the following:

  • Desexing
  • Microchipping
  • Heartworm control
  • Teeth cleaning
  • Prescription diets
  • Cremation or burial
  • Dental illness treatment
  • Council registration fees
  • Obedience training
  • Behavioural therapy
  • Alternative therapies

$50 benefit for any one of the following:

  • Vaccination or health check
  • Flea/tick/worm control
  • Blood screen

What does Pet Insurance cost?

For most pets you can get coverage from $1* a day. The exact cost can vary depending on factors like your pet’s breed and age.

Your out-of-pocket costs for covered vet visits, once your policy has commenced and any waiting periods are over, will be 20% of the total bill, as you’re entitled to an 80% benefit up to your annual limit.

So if, for example, you visit the vet to treat an injury and it costs you $250, you’ll receive $200 back of eligible claims (your 80% benefit) and only be required to pay $50.

*$1 premium based on an Accident Only policy for a Sydney based Cavoodle.

Pet Insurance for older dogs

You can take out an Accidental Injury policy for your dog at any age. However, if your dog is older than nine years, you can’t take out an Accidental Injury & Illness policy, or reactivate one if it’s lapsed. If you’ve had your policy since before the dog was nine, it will remain covered.

PET Insurance
Frequently asked questions

Customers who take out a new policy will receive a discount equal to 2 months free premium for the first year of cover. This equates to a 16.67% discount from the standard monthly premium spread over the course of the first year. The discount is included in the quoted price and does not apply upon renewal.

Terms, conditions, waiting periods and exclusions apply. Petinsurance.com.au is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard); is distributed by Pet Insurance Pty Ltd (ACN 607 160 930; AR 1234944) (PIPL) and PIPL’s authorised distribution partners (including Platform Ventures Pty Ltd (ABN 626 745 177; AR 001266101) under the AAMI Brand and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). PIPL is an authorised representative of PetSure. PIPL and PIPL’s authorised distribution partners  (including Platform Ventures Pty Ltd (ABN 626 745 177; AR 001266101) will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any – ask PetSure for more details. Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs. You should obtain and consider the product disclosure statement (PDS) in deciding whether to acquire or continue to hold, Petinsurance.com.au Pet Insurance, and for important information about dispute resolution.

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Your pet not being protected

This includes:

  • Events caused by a malicious act, deliberate injury or gross negligence caused by you or anyone living with you; and
  • Your failure to take all reasonable precautions to protect your pet from situations that may result in injury or illness (such as ingestion of hazardous substances) or from aggravating a treated condition.