Insured Events

These are the events that you can make a claim for, if they cause loss or damage to your contents. There are limits, conditions and exclusions which apply, so check out the policy documents to make sure you’re up to speed.

Insured Events listed above apply to AAMI Home Insurance products, excluding Fire & Theft Contents Insurance which is limited to loss or damage by Fire, Theft or Burglary. We don't insure you for bushfire, storm, storm surge, flood or tsunami for the first 72 hours of your policy. Very limited exceptions apply. Read the PDS for more detail.​