Offer Ends 31 October 2018.
Healthcare General FAQs
You’ll find many answers to the most common general healthcare questions here. If you can’t find what you’re looking for or have a specific question regarding your own policy, please contact us.
Can I avoid paying the Medicare Levy Surcharge?
All AAMI Health Insurance hospital products can help you avoid paying the Medicare Levy Surcharge (MLS). That’s because you’re exempt from paying the MLS if you hold a complying hospital product for the entire financial year.
What is Lifetime Health Cover loading (LHC) and do I have to pay it?
Lifetime Health Cover (LHC) loading is an Australian Government initiative designed to take some burden off the public healthcare system, by encouraging people to take out private hospital cover earlier in life. You can avoid paying it by taking out hospital cover by 1 July following your 31st birthday.
How can I claim the Australian Government Health Insurance Rebate?
Most eligible customers claim the rebate as a reduction to their premium, as it reduces the amount they pay on their Health Insurance. When you apply for your cover with us, let us know which income bracket you fall into and we can apply the corresponding rebate to your policy.
There are 3 options you can choose for how you want to receive a rebate from the Government:
- A higher amount than you’re entitled to, meaning you may have to pay the difference when you lodge your tax return
- A lower amount than you’re entitled to, meaning you should see the difference paid back to you at tax return time
- No upfront rebate, and instead claim your entire entitlement from the Government (if eligible) when you lodge your tax return
What does my Health Insurance tax statement outline?
In your Health Insurance tax statement, you’ll find important information to help you complete your tax return, such as the premiums you paid and the amount of rebates you received during the financial year.
What is the relationship between AAMI Health Insurance and nib health funds?
AAMI has teamed up with Health Insurance is issued by nib health funds limited ABN 83 000 124 381, a registered private health insurer, and is arranged by Suncorp Insurance Ventures Pty Ltd ABN 53 158 182 042 (SIV), for which SIV receives commission.
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