Coverage

What is offered by

Professionals Insurance

Public & Products Liability

Cover for your legal liability if your business or products cause personal injury to a third party (a person who isn’t an employee), or damage to their property. 

Included covers

  • Public & Products Liability

Property Damage

This provides cover for physical loss of, or damage to, your property at your office from insured events such as fire, lightning and explosion1.

1 We do not insure you for loss or damage caused by a bushfire or grass fire occurring within 72 hours from the commencement or modification (including increasing any insured amount) of your policy.

Portable and Valuable Items

Cover for the accidental loss of, or damage to, portable items you carry with you while you work.

Theft

Cover for loss of, or damage to, your contents, specified items and stock caused by theft.

Money

Cover for the loss of, or damage to, your business’s money. The money may be in transit, at the premises or in custody at a private residence.

Equipment breakdown

Cover for the breakdown of insured equipment at your premises and any loss or damage to property insured as a result of the breakdown.

Goods in Transit

Cover for the loss of, or damage to, goods you sell, buy or use in your business while they’re in transit. Choose from two types of cover – Specified Perils or Accidental Damage.

Tax probe

Cover for professional fees incurred by you in connection with a tax audit of a return by the ATO, or Commonwealth, State or Territory department, body or agency.

Commercial Motor

Cover for your ute, van, car, truck and more. Choose from three types of cover – Comprehensive, Legal Liability only or Legal Liability, fire and theft – depending on each vehicle you insure.

Optional covers

  • Property Damage
  • Portable & Valuable Items
  • Theft
  • Money
  • Equipment breakdown
  • Goods in transit
  • Tax probe
  • Commercial motor 

Limits, conditions and exclusions apply. Not all covers are available on their own.

Types of professionals we cover

There are many different types of business professionals – and each has their own insurance needs. AAMI can help you find a policy that’s right for you and your business.

Medical and health professionals

Insurance for health professionals can help you focus on patient care.

Which occupations can have insurance cover?

Business and finance professionals

Insurance that can help you go about your business with confidence.

Which occupations can have insurance cover?

Photographers and design professionals

Need photographer insurance? Maybe insurance for designers? We can help.

Which occupations can have insurance cover?

Architects and engineering professionals

AAMI can help you engineer an insurance solution that’s right for you.

Which occupations can have insurance cover?

Take control of your policy

Easy claims process

To lodge your claim, one of our experienced claims specialists can help you 24/7. You can also call us anytime, even if you lodged your claim online.

  • We keep you informed with regular claim updates.
  • We only use licenced and professional repairers.
  • For repairs we authorise to your vehicle, a Lifetime Guarantee for those repairs will apply to your vehicle. Read the PDS for full details.

Claim online now

Professionals Insurance articles
Get informed about AAMI Business Insurance

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What is AAMI Business Insurance for professionals?

Professionals – such as medical practitioners, solicitors, consultants, engineers and more – are exposed to many potential risks in the course of offering their services. AAMI Business Insurance offers flexible policies that can be customised to suit your business, starting with Public Liability Insurance as standard then choosing from a range of optional covers.

Professionals Insurance

Frequently Asked Questions

Insurance is issued by AAI Limited ABN 48 005 297 807 trading as AAMI Business Insurance. Limits, conditions and exclusions apply. Read the relevant Product Disclosure Statement before buying this insurance. The Target Market Determination is also available.  This advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it.  The information in this article is intended to be of a general nature only. Subject to any rights you may have under any law, we do not accept any legal responsibility for any loss or damage, including loss of business or profits or any other indirect loss, incurred as a result of reliance upon it – please make your own enquiries.

Public & Products Liability

Cover for your legal liability if your business or products cause personal injury to a third party (a person who isn’t an employee), or damage to their property. 

Property Damage

This provides cover for physical loss of, or damage to, your property at your office from insured events such as fire, lightning and explosion1.

1 We do not insure you for loss or damage caused by a bushfire or grass fire occurring within 72 hours from the commencement or modification (including increasing any insured amount) of your policy.

Portable and Valuable Items

Cover for the accidental loss of, or damage to, portable items you carry with you while you work.

Theft

Cover for loss of, or damage to, your contents, specified items and stock caused by theft.

Money

Cover for the loss of, or damage to, your business’s money. The money may be in transit, at the premises or in custody at a private residence.

Equipment breakdown

Cover for the breakdown of insured equipment at your premises and any loss or damage to property insured as a result of the breakdown.

Commercial Motor

Cover for your ute, van, car, truck and more. Choose from three types of cover – Comprehensive, Legal Liability only or Legal Liability, fire and theft – depending on each vehicle you insure.

Tax probe

Cover for professional fees incurred by you in connection with a tax audit of a return by the ATO, or Commonwealth, State or Territory department, body or agency.

Goods in Transit

Cover for the loss of, or damage to, goods you sell, buy or use in your business while they’re in transit. Choose from two types of cover – Specified Perils or Accidental Damage.