AAMI Health Insurance Premium Active Extras

Get a quote

What’s included with Premium Active Extras?

Premium Active Extras is our most comprehensive Extras product allowing you to claim back up to 70% on the cost of an extensive range of services including antenatal and postnatal services.

AAMI Health Insurance Premium Active Extras is our top level of Extras Cover with our highest annual limits on things like dental and orthodontics, optical and physio.

Have peace of mind that you can claim back for a variety of services that cater to every lifestyle and life stage, including antenatal and postnatal services, hearing aids, and physiotherapy.  

Compare all AAMI Health Insurance Extras products

This is just a summary. For full details about what is and isn't covered, read the Policy Booklet. It's dry, we know, but it's essential reading.

Other levels of extras cover:


Everyday Active Extras

Allows you to claim up to 60% back on commonly used services but takes out services such as antenatal classes and hearing aids to keep your premiums lower.

Need cover for a different range of services? Use our Extras Cover Comparison to find the right product for you.

Accidental Injury Benefit

Seek treatment at a hospital Emergency Department within 24 hours of an accident and if you need to be admitted, you'll receive benefits in line with our top hospital cover for the next 90 days.

Medicare Levy Surcharge

The Medicare Levy Surcharge (MLS) is a government tax on top of the normal Medicare Levy and impacts singles with a taxable income of over $93,000 for singles and $186,000 for families. 

Holding any AAMI Health Insurance Hospital Cover product means you won’t pay the MLS if your income is above the government threshold and you maintain your hospital cover for the full financial year.

Read the AAMI Health Insurance Policy Booklet for more information.