Feeling healthy? 4 things you could claim using your Extras benefits


Throughout the last century, humankind has been faced with a number of myths and conspiracies, from faked moon landings, Melania Trump body doubles and flat-earthers. But when it comes to private health insurance, there’s one misunderstanding that reigns supreme: I’ll only use my private health insurance when I’m sick.

At AAMI Health Insurance, we can’t promise that you’ll never get sick, but we can help make it as easy as possible to keep healthy. That’s where AAMI Extras cover comes in. Extras cover can help you pay for visits to those health professionals that keep you feeling and looking your best.

So, although we may not be able to solve all of the world’s mysteries (the White House is yet to respond to our email), we can clear up at least one. In fact, we’ve put together four things you may be able to claim for using Extras cover* – even if you’re not sick!

1. Your gym workouts

We all know that regular exercise comes with some pretty serious health benefits1. It can improve your mood, strengthen your bones, lower your blood pressure, reduce your risk of type-2 diabetes and some cancers and even reduce your risk of a heart attack. With AAMI Everyday Active Extras and AAMI Premium Active Extras, eligible members^ whose doctor recommends their health may benefit from services such as gym attendance and personal training may be able to make a claim up to 70% back*. Simply chat to AAMI Health Insurance about the healthier lifestyle benefit for more information.

2. Your visit to the osteopath or chiropractor

Some of us make an appointment with our local chiro or osteo when we wake up with a stiff neck or get a sporting injury, while others book in regularly simply for ‘maintenance’. Both chiropractors and osteopaths are trained to understand the importance of the musculoskeletal system in a person’s overall health and wellbeing.

Chiros2 rehabilitate health conditions that involve the muscles, joints and bones and can also provide nutritional, dietary and lifestyle advice, while osteos3 can help using manipulation and massage, as well as offering advice on injury prevention, pain management and rehabilitation programs. Whatever your reason for visiting, all of AAMI Health Insurance’s Extras products pay a benefit for osteopathy and chiropractic appointments*.

3. Your preventative dental appointment

“Yes! I love going to the dentist,” said no one ever. But, it’s important to visit your dentist regularly and not just when you get a toothache. All of AAMI Health Insurance’s products include preventative dental and our mid to top levels offer unlimited preventative dental cover*. Whether you’re going in for a general check-up, a clean and scale or a fluoride treatment, a preventative dental treatment aims to make sure you have happy little chompers.

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4. Your remedial massage

We could quote all the research that talks about the benefits4 of remedial massage (from improving headaches, muscle cramps and arthritis to aiding the healing process quicker) – but if you’ve ever had one, you’ll already know the blissful effects that come post-treatment. Remedial massage* is included under AAMI Health Insurance’s natural therapies and is available on all our mid to top range of Extras covers. So sit back and relax – and while you’re there, why not book in for a follow-up appointment?

Considering signing up for Extras? With AAMI Health Insurance, we want to make it as easy as possible, which is why we offer Extras that pay up to 70% off the cost of services covered*. There’s no better time than the present. Learn more about everything AAMI Health Insurance offers and get a quote today.


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* 60% or 75% back dependent on Extras product selected. Not typically covered by Medicare. Up to your annual limit. Relevant waiting periods apply. Benefits only payable in relation to recognised Providers. Subject to the terms and conditions of your policy – see the Product Disclosure Statement for details.

˄ Fitness centre/gym or personal training services recognised where: i. the membership of a fitness centre, visits to a fitness centre or sessions with a personal trainer is required to enable the member to undertake a health management program for the treatment of a health related condition; and ii. the health management program has been recommended to the member by a medical practitioner or provider who has the member under their care for the treatment of the health related condition; and iii. all supporting documentation required in relation to the health management program has been completed in the manner requested; and iv. the membership is not provided as part of a corporate membership program. Chat to one of our AAMI Health Insurance experts or see the Product Disclosure Statement for details.

This article has been prepared by nib health funds limited ABN 83 000 124 381 (nib). Please note that the health and related information above is provided for general information purposes only and is not intended to be a substitute for professional advice. Accordingly, the above information not intended to be used as a substitute for advice from healthcare professionals.  We recommend that you see a qualified health professional to obtain advice relevant to your particular circumstances.

AAMI Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib. Read the Product Disclosure Statement before buying this insurance.

1 https://www.betterhealth.vic.gov.au/health/healthyliving/physical-activity-its-important

2 https://www.betterhealth.vic.gov.au/health/ConditionsAndTreatments/chiropractic

3 https://www.betterhealth.vic.gov.au/health/ConditionsAndTreatments/osteopathy

4 https://www.betterhealth.vic.gov.au/health/conditionsandtreatments/massage