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What’s included with Basic Hospital Plus?
Basic Hospital Plus covers the basic services you might need treatment for in hospital. It’s designed for the young and healthy or families on a budget and, like all of our private hospital products, can help avoid the Medicare Levy Surcharge for those looking to save on tax.
With Basic Hospital Plus you’re covered for a range of procedures including appendix removal, dental surgery and inpatient hospital admission after an accident. Plus we offer unlimited emergency ambulance transport to get you to the hospital when you need it. (Residents of Queensland and Tasmania who have Ambulance services provided by their State Ambulance Schemes are not covered.)
You’ll avoid public hospital waiting lists if you need treatment in a public hospital for services covered on your policy, once you’ve served any waiting periods that apply to your policy. That’s one benefit of having private hospital insurance. And typically there’s no waiting for treatment in a private hospital.
You're covered for these procedures with AAMI Basic Hospital Plus Cover
Procedures you're covered for with Minimum Benefits Payable
Minimum Benefits Payable (MBP) means that we will pay the minimum amount of benefits that we are required to pay under the Private Health Insurance Act, to or on behalf of a customer for hospital treatment under a Hospital cover. If you’re attending a Private Hospital for these services, there will be significant out-of-pocket costs. If a treatment important to you is listed as MBP, we recommend you consider a higher level of cover
Brain and nervous system
Bone, joint and muscle
Ear, nose and throat
Kidney and bladder
Male reproductive system
Implantation of hearing devices
Dialysis for chronic kidney failure
Pregnancy and birth
Assisted reproductive services
Weight loss surgery
If you need cover for any of these procedures, use our Hospital Cover Comparison to find the right product for you.