Kids shocked at breaking a window
+ Optional cover
Accidental Damage at Home
Available as an Optional Cover with our AAMI combined Home and Contents, AAMI Building or AAMI Contents Insurance policies for an additional premium.
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What's included
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For Building Insurance
We offer cover for accidental loss or damage to the building, for example, you accidentally trip causing a hole in your wall. More about accidental loss or damage to the building
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For Contents Insurance
We cover your contents for accidental loss and damage, for example, you accidentally drop your laptop while inside your home causing damage to your laptop. More about cover of your contents for accidental loss or damage
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This is just a summary. For full details about what is and isn't covered, read the Product Disclosure Statement (PDS)

Please note: Damage from wear, tear or gradual deterioration and deliberate acts isn’t covered.  Loss or damage from poor workmanship is also not covered if you knew or should’ve reasonably known about the poor workmanship.

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How to get AAMI Optional Accidental Damage at Home
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New customer
Add AAMI Accidental Damage at Home Optional Cover to your AAMI combined Home and Contents, AAMI Building or AAMI Contents quote for an additional premium. It’s that easy!
Get a quote
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Existing customer
Call us on 13 22 44 to add Accidental Damage at Home to your AAMI combined Home and Contents, AAMI Building or AAMI Contents Insurance policies for an additional premium. Psst - you’ll need your policy number.
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What is AAMI Accidental Damage at Home?

AAMI's Accidental Damage at home is an Optional Cover which you can add to your AAMI combined Home and Contents, AAMI Building Only or AAMI Contents Only insurance policy. This cover can be added to your policy for an additional premium.

This cover is if you are worried about loss or damage caused by accidents around the house. If you accidentally drop, knock, spill or otherwise damage something at home, and it is covered by the policy, this optional cover can assist with repair or replacement. It can apply to your house itself, your contents, or both, depending on your policy.

Frequently asked questions
AAMI Accidental Damage at home
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